Three extraordinaryoptions
This isn’t our Prize Savings Account draw – although that does double your chances (more on that below). With our Spring Draw, one lucky winner will pick from the following...
This isn’t our Prize Savings Account draw – although that does double your chances (more on that below). With our Spring Draw, one lucky winner will pick from the following...
18+ UK tax resident & app only. T&Cs, eligibility criteria and £1,000 minimum balance applies. The draw runs from 1 April to 31 May 2026. The Spring Draw is offered and managed by Chip Financial (Investments) Ltd on its own behalf and on behalf of Chip Financial Limited.
This isn’t our Prize Savings Account draw – although that does double your chances (more on that below). With our Spring Draw, one lucky winner will pick from the following...
If you choose this option, we’ll give £200,000 directly to your lender, to clear a huge chunk of what you currently owe, or allow you to finally step onto the property ladder.
Less interest.
Lower monthly payments. Years shaved off. Or the deposit that turns “one day” into done.
Security, freedom, and a place that’s properly yours.
Not just money. A shift in how your future looks.
Turn your dreams into reality
If you choose this option, we’ll give £200,000 directly to your lender, to clear a huge chunk of what you currently owe, or allow you to finally step onto the property ladder.
Less interest.
Lower monthly payments. Years shaved off. Or the deposit that turns “one day” into done.
Security, freedom, and a place that’s properly yours.
Not just money. A shift in how your future looks.
If you pick this one, £10,000 will land straight into your account, every month, for an entire year.
No catch. Just the freedom to live a little differently – whether that’s investing, travelling, working less, or simply knowing you’re covered.
Paid monthly. Entirely tax-free.
Winners will be responsible for any individual tax liabilities. Chip is not able to provide tax advice, if you have questions about your tax status please seek independent tax advice.
Turn your dreams into reality
Because Spring Draw is about more than the Grand Prize.
A five-figure travel credit to do whatever you please with. Spread it across multiple flights with a companion, or keep it all to yourself and book an unforgettable first-class trip. Champagne before take-off. Lie-flat beds at 35,000 feet. And that dream destination? Finally ticked off the bucket list.
There’s no entry fee to this draw, and if you’re already a Chip member, there’s a good chance you’re automatically entered. Select your situation below to see what you need to do.
Great news! You’re a new eligible customer. To start earning entries, do the following before 23:59 on Saturday 31 May:
Great news! You’re a new eligible customer. To start earning entries, do the following before 23:59 on Saturday 31 May:
Great news! You’re a new eligible customer. To start earning entries, do the following before 23:59 on Saturday 31 May:
This works a little differently to our Prize Savings Account draw which is usually based on your daily average balance.
Every night at midnight, we take a snapshot of your balance across eligible Chip accounts and award entries for that day.
You get entries based on "net deposits" which will be calculated as the amount of settled deposits minus the amount of withdrawals that occur within that dayThe net deposits will exclude any interest paid on savings, and any previous growth / losses / dividends with investments seen during the draw period, and will exclude any previous bonuses and/or prizes.
With the Prize Savings Account, entries are based on your daily average balance over the month.
Here, entries are calculated daily – based on your balance at that point in time.
If you already have money in Chip, your existing balance is counted on day one.
That means you’ll start the draw with entries already in place if you have at least £1,000.
Our Spring Draw may not be for everyone, so if you don’t want to be involved, just contact our Customer Support team via our in-app live chat or emailing support on hello@getchip.uk.
If you have opted out, you can opt back in at any time by getting back in touch.
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