Allica Bank - Easy Access

Start saving with Chip and earn a £20 bonus.

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Open your account in seconds

How to open

Start with this table-topping 0.90% easy-access rate.


Download Chip & sign up.

Download the Chip app on iOS or Android.


Open your account.

Find our 0.90% easy access account in your 'Accounts' tab on the app.


Deposit and earn daily interest.

It compounds too. Interest on interest. Exponential growth.


Start saving smarter.

Use Chip's award-winning automatic saving tech

FSCS eligible

Your money is eligible for FSCS

All money you deposit into this account is held in a segregated trust account with the UK authorised bank, Allica Bank, and is eligible for the government backed Financial Services Compensation Scheme (FSCS) up to £85,000.

Market beating

Earn market leading interest daily.

Deposit and earn interest daily, it compounds too. Interest on interest. Exponential growth.

Promotion terms and conditions

For a limited time, sign up to Chip with your exclusive promo code, and save at least £1 with Chip and you could be eligible for a £20 bonus.

This offer will be valid from 15/11/21 until 31/12/21. 

How to redeem offer:

  1. Download Chip and set up your new account
  2. Enter your promo code
  3. Save £1 into your Chip Savings account

To be eligible for the £20 bonus:

  • You must be a new customer to Chip and enter your promo code in the profile tab of the app and save at least £1 before 23:59pm on 31/12/21. **A new customer is defined as someone who has never previously held a Chip account** 
  • You must  keep your £1 saved in your Chip Savings Account and remain as an active Chip customer until at least the bonus date. The bonus date is 21/01/22. An active Chip customer is defined as someone who has an account balance greater than £1 and has not deleted the app.
  • You will need to be on our ChipAI or ChipX plan. For more information about Chip’s price plans, please see here.

When will the £20 bonus be paid?

  • The £20 cash bonus will be paid into your Chip Savings Account.
  • The bonus will be paid on 21/01/22 . 
  • You will be able to access the bonus by withdrawing the full balance from your Chip Savings Account.

Who are Chip?

Chip Financial Ltd is an Appointed Representative of P1 Investment Management Ltd, which is authorised and regulated by the Financial Conduct Authority, under Firm Reference Number 752005