Diversify your portfolio with investment grade wines. Own bottles from award winning Bordeaux Châteaux, world famous Champagne houses or the cult wines of California. The humble grape to liquid gold.
Capital at risk. Investing in wine is high risk and don’t invest unless you’re prepared to lose all the money you invest.
We bring investment grade wine portfolios built exclusively for Chip users. Making investing in wine as easy as drinking it.
See our assets →Investment wines are selected by experts for the belief in their ability to potentially appreciate in value. With multiple factors considered.
See our funds →In 2021 Fine Wine outperformed traditional markets and commodities including the DOW Jones, FTSE 100 and gold.
Wine investing is growing in popularity as an alternative asset due to fine wine’s history of solid returns, stability and low-correlation to the stock market.
Investing in fine wine generally has long been a strategy employed by the wealthy to diversify their portfolios. Aiming to protecting against stock market volatility and rising inflation.
*The Liv-ex Fine Wine 1000 index, representing 1,000 investment grade wines, has returned 49.5% since 2017*.
Chip has partners with industry experts to introduce managed wine investment opportunities to you via our app.
We bring you ready-made portfolios with wines stored in a bonded warehouse in optimum conditions.
Full provenance guarantees the origin, ownership and authenticity of the wine for when it's time to sell.
Wine investing works like traditional investing, where instead of stocks, commodities or property, assets are bottles of fine wine. This is not investing in a fund, an NFT or fractional ownership. An investor owns the physical bottles of wine outright.
This isn’t your average off-license Echo Falls, this is investment grade fine wine from some of the most acclaimed producers and viticulture regions in the world.
We're bringing the same investment grade wine to our platform at a lower barrier to entry. Curated by experts. Stored securely.
Not your supermarket vin ordinaire. These vintages are from world class estates renowned internationally for creating exceptional wines, giving them iconic brand status and value.
Purchases of Beychevelle have returned 47% over the last 5 years (measured until end-March 2022)
The Petrus index – which tracks the price performance of the last ten physical vintages – has risen over 300% since its launch in December 2003
The last five vintages from the 'cult' Californian winery Screaming Eagle have returned an average of 79.4 % over the last five years.
Produced by 8x IWC winner Régis Camus. With only 12 vintages ever made since its inception in 1976, Rare certainly lives up to its name.
Traditionally wine investing has been mostly inaccessible with a high barrier to entry. Limited to industry insiders and high net worth individuals.
At Chip we wanted to open this asset class with our first portfolio available from £1320.
Only 1% of wines globally are considered investment grade. Our expert partner selects wines they believe are particularly special vintages and can potentially appreciate in value. Many factors are used to determine this from quality, rarity, market demand and scores from industry critics and publications.
Chip is offering investment grade wine portfolios curated for our users by our expert partners. You will have the opportunity to invest in them through our app
As with all investing, your capital is at risk. Fine wines as part of a diversified portfolio can offer a track record of reliable returns and low volatility with performance that is traditionally uncorrelated to the wider financial markets.
These assets are stored in optimum conditions for investment grade wines. Temperature, humidity and other microclimatic factors are closely controlled.
Wines come full provenance which guarantees the origin, ownership and authenticity of the wine for when it's time to sell. Their facilities are watched over by security systems 24/7
We are currently testing a few different asset classes. We have successfully fractionalised sold a Ferrari Testarossa, and a portfolio of French wine. We plan to test Whiskey and watches in the future, so make sure you're keeping up with what we're up to to ensure you don't miss out on the next opportunity to invest in Alternatives Assets.
This service is not regulated by the Financial Conduct Authority. This section of our website has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the property or other assets invested.
The Alternative Assets service is not currently available and Chip Financial Limited are gathering expressions of interest only at this stage. Once launched, the service will involve Chip Financial Limited acting as an introducer to third-party companies, for which we may receive a fee. The services envisaged may result in you being sent communications from third-parties relating to high-risk investments, which will not be suitable for all readers of this, or any subsequent communications. If you are in any doubt about what you should do, you are encouraged to seek professional advice from an independent financial adviser used to dealing with unlisted and illiquid assets. Chip Financial Limited does not provide Financial Advice. Should you subsequently choose to invest in any of the investments that you hear about as part of the Alternative Assets service, you will be dealing directly with the third-parties offering the investments and not Chip Financial Limited. Chip Financial Limited is not responsible for your decision to invest. You will be required to make your own assessment of the suitability of any products offered by third-parties to meet your own personal needs and circumstances. You should make sure that you understand all risks involved with any particular product offered before investing. Investment into any products offered by third parties may result in capital loss, including the possibility of complete capital loss.
As part of the service we are providing, Chip Financial Limited will perform some pre-qualification to ensure you are eligible to receive communications of the type envisaged and that you agree to receive these. This may involve an assessment of the appropriateness of an investment in Alternative Assets based upon the information we hold about you. This does not mean that any products subsequently offered to you following an introduction by us to a third party are suitable for you, and our assessment should not be regarded as a personal recommendation to invest. Some of the companies we will introduce you to offer illiquid investments. You should not invest in such schemes if you require access to your investments during the anticipated term. Not all of the investments, about which it is anticipated that you will receive communications, are regulated by the Financial Conduct Authority. You will be told which investments are regulated by the Financial Conduct Authority.
Should any of the investments undertaken as a result of introductions made by Chip Financial Limited fail, you will not be covered by the Financial Services Compensation Scheme (FSCS) for financial loss.