Your wealth savings app.

Different ways to build your wealth through multiple savings accounts. All in one investing and savings app.

Intelligent automatic saving tools.

cisa-headline-rate AER (variable tracker) from the Chip Cash ISA.

A savings app trusted by over half a million people.

4.6 rating  |  26k+ reviews
Available on iOS and android. Charges may apply for additional features. T&Cs apply. Chip Cash ISA cisa-headline-rate gross variable, paid monthly. Chip account required.
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Eligible deposits are protected under Financial Services Compensation Scheme up to £85,000.

Why choose Chip as your savings app?

Chip offers various savings accounts all in one app. Competitive rates, monthly prizes, award-winning AI to help build your wealth, tax-free interest. We’re doing savings differently.

No withdrawal fees

Deposit or withdraw from our accounts without fees, penalties or reduction in your interest rate.

FSCS covered

All eligible deposits are protected under FSCS up to £85,000.

Award-winning savings tools

Saving tools such as recurring deposits helps you achieve your savings goals all in one app.

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How we keep your money safe

FSCS Protection

All money deposited into a savings or investment account through Chip is eligible for cover by the Financial Services Compensation Scheme (FSCS), subject to FSCS conditions.

The first £85,000 you deposit into your savings account is covered by FSCS, meaning that in the unlikely event that one of our banking partners fails, you will be protected and your money will be safe. Find out more about how we keep your money safe.

Data Security

Our app uses advanced encryption technology to safeguard your information and financial transactions.

Trusted Partner

The Chip Cash ISA is provided by UK-authorised ClearBank Ltd, ensuring that your funds are handled with the utmost care and professionalism.

You are covered up to £85,000 per bank whether your deposits are made via Chip or not. The Chip Cash ISA is provided by UK authorised ClearBank Ltd, who also provides the Prize Savings Account and the Chip Instant Access Account. This means deposits held across the Chip Cash ISA, Chip Instant Access and Chip Prize Savings Account would be eligible for a total of £85,000 of FSCS protection ONLY.

An award-winning savings app designed to help build your savings.

Chip offers a range of savings accounts including; the Chip Instant Access Account, the Chip Prize Savings Account and our new Chip Cash ISA. You can build your wealth all in one savings app.

Chip is an app available to download for free on Apple and Android devices. You can get started with depositing and growing your wealth in minutes.

Graphic showing Chip Cash ISA, Easy Access, Instant Access, and Prize Saving Account UI Cards

Get your money to work with investing.

At Chip we’re about smart, considered wealth building, not guessing what individual stocks might do. Invest in funds carefully curated by the experts at BlackRock, Vanguard and Invesco.

Pay 0.25% platform fees or 0% with ChipX.
Managed by the biggest asset managers in the world.
Select menu of the UK’s most popular investment funds.
You made a save!
Now
You saved £47.24 automatically.

A savings app built to grow your wealth with intelligent tools.

Chip is an app that helps grow your wealth without you lifting a finger. Our award-winning auto-saving technology, as well as our recurring saves features, helps you grow your wealth and meet your savings goals.

Using artificial intelligence, Chip can calculate how much you can save each month, letting you sit back while our app automatically grows your wealth.

Recurring saves lets you choose the amount, day of the week and the savings account you want to deposit money into. Charges may apply.

Set-up your savings goals in a few taps.

Whether you're focused on building a secure future, investing for retirement, or expanding your wealth portfolio, set the right wealth-building goals for you – all in one app.

You can create multiple savings goals within the app, set-up how you want to allocate your funds from your Chip savings accounts and see how far away you are from achieving your goals.

With Chip, you can be confident that you have a savings app that’s here to help you achieve your financial goals. Calculate your savings interest earned.

What we offer

Meet our savings accounts.

We currently offer three savings accounts, all in one savings app.

Chip Easy Access Saver
New
eas-headline-rate AER
eas-headline-rate AER (variable tracker).
Deposit and withdraw instantly.
Three penalty-free withdrawals.
Our Easy Access Saver
Chip Cash ISA
Popular
cisa-headline-rate AER
Build your wealth tax-free
Deposit and withdraw instantly.
Earn interest monthly, tax free.
Our Cash ISA
Chip Instant Access
cia-headline-rate AER
cia-headline-rate AER (variable tracker).
Deposit and withdraw instantly.
Deposit up to £250,000.
Our Instant Access Account
Chip Prize Savings Account
£87.5k prizes
Win a share of £87.5k in prizes each month.
Access your money anytime.
Your money is FSCS protected.
Our Prize Savings Account
Getting Started

Using the Chip app to open a savings account.

We’ve made it easy to start building your wealth in our savings app. Simply download the app via Google Play or the App Store. You can open a savings account in minutes with Chip.

Find 'Savings' tab

On the ‘Savings’ tab of your Chip app, you can choose from a range of savings accounts offering great interests rates and chances to win big prizes.

Connect your bank

In order to make near instant saves and withdrawals, you just need to connect your bank. Follow the simple steps to add your account in a few taps.

Start saving!

Make your first deposit via bank transfer, from your Chip savings accounts, debit card or Apple/Google pay and that’s it. Your account is open!

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get Chip
Scan this QR code to download Chip.

Join over 500,000+ people building real wealth today.

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pending a quick check.

3. You're good to go!

Choose from our range of savings accounts.

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