Get Chip. Save smart. Not hard.

Chip automatically builds your savings and fights to bring you amazing rates.

Amazing rates. Withdraw anytime. Easy.

Start saving with a free £20 on us.

Use code:

Verify and Unlock Code

Scan the QR code to download Chip

How to open

Get started with Chip in 60 seconds.


Download Chip

Download the Chip app on iOS or Android.


Sign up

Set up your profile and open a savings account.


Submit your promo code

Enter your unique promo code in the profile tab of the app.


Submit your promo code

Enter your unique promo code in the profile tab of the app.


Make your first deposit

With Chip you can start depositing as little as £1.

Better rates

We bring the best interest rates to you.

Chip isn’t a normal savings account. We’re always fighting to bring you the best savings rates. Right now, you can get the market's best easy-access rate. But that's just the start.

Save smarter

Build your savings automatically.

Use our clever tech to effortlessly turn your beer money into holiday money, and your holiday money into something life changing. The average Chip saver automatically saves around £3,000 a year. Without. Doing. A. Thing.

Bigger returns

Seek bigger returns with investment funds.

We offer a suite of funds that enable you to effortlessly put your savings to work with some of the world’s biggest asset managers, like BlackRock. 

Join 400,000+ people saving smarter.

We're building the best savings account in the world.

Download Chip
Powered by Open Banking

We use Open banking to securely power Chip.

Open banking links your bank to your Chip account enabling you to simply and securely exchange data.

More about Open Banking

Linking your bank unlocks all of Chip’s award winning features.

Your information will always be secured and is never shared.

You have control of what you share before linking via Opening Banking.

Promotion terms and conditions

For a limited time, sign up to Chip with your exclusive promo code, and save at least £1 with Chip and you could be eligible for a £20 bonus. This offer will be valid from 10/01/22 until 10/02/22.

How to redeem offer:

  1. Download Chip and set up your new account
  2. Enter your promo code
  3. Save at least £1 into your Chip Savings account

To be eligible for the £20 bonus:

  • You must be a new customer to Chip and enter your promo code in the profile tab of the app and save at least £1 before 23:59pm on 10/02/22. **A new customer is defined as someone who has never previously held a Chip account** 

  • Your promo code will be valid for 7 days after registering a Chip account.

  • You must keep at least your £1 saved in your Chip Savings Account and remain as an active Chip customer until at least the bonus date. The bonus date is 12/03/22. An active Chip customer is defined as someone who has an account balance greater than £1 and has not deleted the app.

  • You can be on any of our price plans. For more information about Chip price plans visit here.

When will the £20 bonus be paid?

  • The £20 cash bonus will be paid into your Chip Savings Account.
  • The bonus will be paid on 12/03/22
  • You will be able to access the bonus by withdrawing the full balance from your Chip Savings Account.

Who are Chip?

Chip is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017, firm reference number no. 911255, for the provision of payment services.