Chip is a savings and investing app designed to help build and grow your wealth. Working closely with banks and asset managers, Chip offers a range of financial services and products that makes building your wealth simple.

It’s free to download Chip, with the app available on iOS and Android devices. Chip uses award-winning technology such as AI saving and investing to help manage your wealth, all in one app.

Looking to lock some money away with more flexibility than fixed term savings accounts and comfortable with waiting a few months to access your funds?

With a notice savings account you can earn a competitive interest rate with your money safe from those impulse purchases that can be tempting when you have instant access to your money.

You still have flexibility and can withdraw anytime (unlike 1, 2 or even 5 year fixed savers), just wait 90 days (plus a few days processing) for your money to land should you want it.

Yes. You can request a withdrawal in your Chip app at any time. After you have requested your funds these will be with you in 90 days (plus a couple of days to process the funds back to your account)

Yes, you can autosave directly into this account (Savings Plans settings can be found on the profile tab) and also perform manual saves at any time should you wish by selecting the account in the savings tab and tapping ‘deposit’.

Saves into this account also count toward your in-app savings goals that you can set up in the ‘Goals’ tab.

Speak to our Customer Success team who can cancel the withdrawal request should you wish to keep your savings in the account. 

Yes, you can withdraw as much or as little of your funds as you like. There are no restrictions on how many times you can withdraw or top up your funds.

Unfortunately not, so with that in mind, please do not deposit any funds you may need immediate access to. If you want instant access to your money our Chip Instant Access or Prize Savings Account may be more appropriate.

If you’re a new user, you’ll need to sign-up to Chip by downloading and following the steps with making a Chip account. If you’re an existing user, you will need to open your Chip app, open the Chip Instant Access account and make a first deposit to begin accruing interest. You can manage your account details through the app.

Yes, opening the Chip Instant Access account is free to do with no limits or hidden fees. You’ll need to be a Chip user to do so by downloading the app and creating your account for free. Find out more about all the benefits you’ll get by using Chip for free by visiting our pricing page.