Indulge

yourself

The Prize Savings Account has partnered with Mr & Mrs Smith.

Luxury Experiences
Dubai
Luxury Experiences
Maldives
Luxury Experiences
Maldives
Luxury Experiences
Winchester
Luxury Experiences
Dubai
Luxury Experiences
Maldives
Luxury Experiences
Lake Tahoe
Luxury Experiences
Sri Lanka
Luxury Experiences
Bardados
Luxury Experiences
Maldives
Luxury Experiences
Sri Lanka
Luxury Experiences
Maldives
Luxury Experiences
Maldives
Luxury Experiences
Maldives
Luxury Experiences
Maldives
Luxury Experiences
Maldives
Luxury Experiences
Maldives
Luxury Experiences
Lake Tahoe
Luxury Experiences
Sri Lanka
Luxury Experiences
Bali
Luxury Experiences
Maldives
Luxury Experiences
Maldives
T&Cs, eligibility criteria and minimum average balance of £100 applies. This account does not offer interest. For current prize values, entry and eligibility criteria and how to opt-out see our Prize Savings Account Terms or Mr & Mrs Smith Gift Card FAQs

We know building long-term wealth is a journey.

Which is why we built the Prize Savings Account, so you can fast-track those big life goals and win big, just by depositing.

Now, we’re taking the prizes beyond just money.

Chip has teamed up with Mr & Mrs Smith - the boutique travel club for hotel lovers and one of the leading brands in the world for luxury stays across amazing destinations for August’s Prize Saving Account draw.

£5k to spend on an extraordinary trip.

We’re giving away a £5k Gift Card in the prize draw this month so you can book into your choice of carefully curated luxury accommodation and unique stays around the world. Build your dream trip with the travel experts from Mr & Mrs Smith.

The next question…where to?

Mr & Mrs Smith offer a carefully curated (and responsibly sourced) collection of boutique hotels and luxury villa stays trusted by a million like-minded members.

Their selection is by invitation only and every hotel is visited and anonymously reviewed by a diverse team of trusted tastemakers, including Stella McCartney, Philip Treacy and Dita Von Tees, to name a few.

How you can win

To enter the draw for a £5,000 Gift Card to spend with Mr & Mrs Smith; meet the usual Prize Savings Account draw entry criteria of holding an average balance of at least £100 in the Chip Prize Savings Account by 31 August 2023.

1. Every £10 average balance = 1 entry

The more you deposit, the more entries you get in the draw.

2. Winner selected at random

The winner will be randomly selected as part of the overall prize draw & notified within 5 working days.

3. Redeem £5,000 gift card

£5k Gift Card can be redeemed at Mr & Mrs Smith towards a range of luxury hotel and villa stays.

Make it happen with the Prize Savings Account.

Our first luxury experience is another way to reward you, on top of over £75,000 you can win each month already. Find out more about our Chip Prize Savings Account.

Mr & Mrs Smith Gift Card FAQ

Chip is bringing luxury experience prizes to the Prize Savings Account. We’ve partnered with boutique hotel club Mr & Mrs Smith to give you a chance of winning a £5,000 Gift Card to spend. Here’s everything you need to know:

What’s the Prize?

For our first ever luxury experience prize, we're delighted to partner with Mr & Mrs Smith - the boutique travel club for hotel lovers to take you somewhere amazing..

There’s a £5,000 Gift Card added to the prize pool for the August Prize Savings Account draw. Use it to book into personally approved luxury accommodation and unique stays around the world - building your dream trip with the travel experts from Mr & Mrs Smith.

How can I win?

The Gift Card will be added to the prize pool for the August Prize Savings Account draw so you don’t need to do anything other than hit the entry criteria as normal for the chance to win.

If you need a reminder of how to enter the prize draw - simply hold an average balance of at least £100 in your Prize Saving Account over the course of the month to enter. Every £10 of average balance gets you one entry. The more you deposit, the more entries you get.

For all current prize values, entry and eligibility criteria and how to opt-out see here.Head to the ‘Savings’ tab on the app to deposit now.

When will you announce the winner?

We’ll reveal the winner, along with the Grand Prize of £10,000  and other prize winners, in the first week of September (on, or before, 8 September 2023).

How do I use the Gift Card if I win?

The Gift Card can be used towards bookings with Mr & Mrs Smith via www.mrandmrssmith.com or by bookings over the phone on 0330 1003180. Just enter your unique reference in the appropriate box to redeem it online or tell your agent the code if booking by phone. Please note you can’t use a Gift Card to book with a hotel or villa directly.

How will you send the Gift Card to me?

If you win, we’ll contact you and email the Gift Card to the email address associated with your Chip Account.

What can I use the Gift Card for?

You can use the £5,000 Gift Card towards a range of boutique hotel and luxury villa stays at Mr & Mrs Smith by booking online or over the phone.

If you need help deciding on where you want to go, we’ll also be putting you in touch with one of the travel experts at Mr & Mrs Smith to help you craft your dream trip.

Please note, Mr & Mrs Smith specialise in accommodation booking only, so you would have to make your own travel arrangements.

How long is the Gift Card valid for?

Gift Cards are valid for a period of 2 years from the date it’s awarded. This information will be provided should you win.

Can I split the Gift Card across multiple trips?

Yes you can, you can redeem the Gift Card balance across multiple trips over a two year period with Mr & Mrs Smith.

Who are Mr & Mrs Smith?

Founded in 2003, Mr & Mrs Smith are a boutique travel club for hotel lovers and one of the leading brands in the world for luxury stays across amazing destinations.

Their carefully curated selection of accommodation is put together by their in-house team of travel specialists and is enjoyed by a million like-minded members.

Are flights and travel included?

Mr & Mrs Smith specialise in accommodation booking only, so you would have to make your own travel arrangements. Please note that domestic stays within the UK are possible for those who may not want to travel overseas.

Can I exchange the Gift Card for cash?

There is no option to exchange the Gift Card for cash or cash equivalent. Please see the terms and conditions for more information.

Where to find more information about Mr & Mrs Smith Gift Cards?

Please follow this link for a comprehensive FAQ about their Gift Cards.

Where can I find the terms and conditions?

The Chip terms and conditions for our Luxury Experience prize can be found here.

What is the Prize Savings Account?

The Chip Prize Savings Account is an easy-access savings account that gives you the chance to win big. There’s one Grand Prize of £10,000, plus 2,651 smaller prizes of £100, £50, £25 and £10 to be won every month.

Entries are free, you just need to hold an average balance of £100 or more over the course of a month to enter. See our webpage for details.