With Chip you don’t get *a* savings account.
We’re always negotiating with banks to bring the market’s best savings accounts to you.
And we’ve then made it very easy for you to open these accounts and deposit in a couple of taps.
We’ve even built a feature to seamlessly move your money to the best available rate in Chip, so when one rate drops you can hop to the next one, no forms, no fuss.
Basically instead of you needing to chase rates and endlessly switch banks, we do all the admin for you.
We pool our savers money together and negotiate with banks like you’re all millionaires.
Imagine, instead of waiting to see what banks offer, quietly scrolling through comparison websites, you kick down the bank’s door in a designer suit and say:
“I have several million quid, what’s the best deal you can give me? I’ve been to the bank next door and they’re only offering 0.3%, but I don’t get out of bed for less than 0.5%!”
It’s less dramatic than this, but in a nutshell that’s what we’re doing for you, all the time. So whether you have £1 or £100,000 you’re getting the millionaire treatment.
We regularly top the savings tables with the best easy-access rates, but we're constantly negotiating with banks to get new rates all the time.
Right now we offer:
Very soon we'll also be bringing you a brand new account:
But savings rates are set to increase (depending on what the Bank of England does), and we’re confident that there’s going to be many more amazing rates on the table for Chip savers.
Remember your Capital is at Risk and past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested.