We asked our Chipmunks how much they would usually spend on average each month on their work commute, and how they’re using this spare money.
The answers made me much more appreciative of my fee-free journey to the couch each morning.
Not only are we gaining an hour or so in the morning and evenings, some Chipmunks are left with as much as £450 a month.
So, calculate your usual monthly spend and pop it into a separate Chip goal for something just for you when we return to work. Think: flying first class.
Our gardens have never looked so green. With extra time and extra money, Sarah is doing what thousands of Brits are doing across the country (judging by the lines outside the nursery and hardware stores on weekends).
Ahh, just imagine finishing work on a Friday, pouring yourself a mimosa and starting the jets in your own hot tub. Who says you need to travel outside your own house for a vacation - Sam’s created her own oasis.
Our very own Head of Customer Success, Harry, is saving a pretty decent sum and so been able to by a new TV - perfect for the substantial increase of Netflix we’ve all been watching.
Oooft! Not only is Nyika out of a huge commute time, she’s been able to redirect travel funds towards a home office, ISA and new sewing machine.
Now more than ever, creating a financial buffer for when the unexpected happens is so important. Janine has used the money she would ordinarily spend on office lunches and fuel to build a safety net fund.
With less outgoing expenses, especially a hefty 400 bill on transport, Matt has been able to get on top of owings.
Dinner at home isn’t as boring when you have your own pizza oven. While Rachel still has her commute costs as a tube driver, she says her husband hasn’t been spending on lunches and coffees. Now all I can think about is mozzarella.
A positive to come from lockdown is that we are able to save more, more often towards big, exciting goals - like a house deposit!
A whopping amount saved due to working from home, Andrew is using the spare money as a contingency plan if he faces unemployment. Let’s be more like Andrew.
Philip, I didn’t know I needed a virtual racing wheel until you said it. Virtual driving beats driving peak hour any day. Mario kart games have been revolutionised.
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Remember your Capital is at Risk and past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested.