Sheridan
Content Manager
May 6, 2021

The three things you need to start investing. 

We’ve made it very easy.

Whilst there’s a lot of alienating language and myths about investing, we believe investing should be simple, accessible, and dare we say, easy.

So, we’ve worked hard to make everything effortless, and you only need a few simple things to start investing with us…

1. Fully connect Chip to your bank.

Chip uses Open Banking to power our AI, but it's also important for our behind the scenes tech that enables us to seamlessly bring you access to BlackRock’s funds.

If you’ve not already fully connected, it only takes a moment, just head to your profile tab in Chip, tap ‘linked bank’ and follow the instructions there.


2. Your National Insurance (NI) number.

We need this to fulfill our obligations to identify you and also to report to HMRC. You can find your NI number on your payslips. If you can’t find your NI number, the government can send you a letter to confirm it. Read more on gov.uk. 



3. Understand this is different to depositing into a savings account. 

Investing your money is a long term commitment and you should be prepared to leave your money in a fund for 5-10 years. 

It can take up to a week to move your money in and out, so this is not a place to put any money you see yourself needing in the near future. 

You also need to understand that your capital is at risk, the value of your investments can go down as well as up, and you may get back less than your initial investment.




To learn more about Chip investments, we’ve put together a comprehensive list of FAQS over on our website.
If you haven’t joined the Investment Funds queue yet,
click here.

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Your capital is at risk

Remember your Capital is at Risk and past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested.

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