It’s more than the potential to make a bit of coin down the track, your decision to invest often reflects your beliefs.
So, if you decide to invest in Chip, you’re not only investing in us, you’re investing in the future of savings.
In the last twelve months, we’ve seen historic growth and we’re excited, ecstatic even, to be able to open up our investor community to allow us to continue to grow while bringing you along for the journey.
Don’t miss out - come join the 20,000 who requested access over the weekend: getchip.uk/invest-in-the-future-of-chip
Our ethos is to empower everyone to save and get the best returns; whether you have a few quid or millions in the bank.
We believe, very passionately, that everyone possesses the ability to save, and Chip’s 250,000 downloads is pretty compelling proof that something’s working.
We want to dispel the ‘I can’t save’ excuse, and instead give our users a way to save that doesn’t require any effort, is maintainable and customised to your spending habits - just check out our #Chip1000Club, celebrating those who’ve cracked their first grand.
Unlike traditional banking, we believe saving should be accessible for everyday people and market leading returns shouldn’t be an invite-only party, so we're shaking up a market that is ripe for disruption.
Earlier this summer, we met overwhelming demand with the launch of Interest Accounts, a platform that negotiates better rates on your behalf, with one of the UK's highest interest rates, and we’re not stopping there (see our 2020 roadmap below).
To hear how we’ve made a difference, check out our top saver stories, sharing the tales of savers who used Chip to fund their weddings, holidays, festival tickets, tattoos, gotten out of overdraft, funded their kids' school supplies during lockdown, and kept themselves afloat just before payday.
And we think that’s something worth believing in.
To read more on what we’re all about, have a look here.
As a business, Chip is growing fast, in a high growth sector. We’ve;
We also hope to considerably grow the value of your investment, whether it’s £50 or £5,000 (though of course we can’t guarantee this, see the capital at risk warning below). We’re dreaming big and think there’s nothing stopping us being the UK’s first fintech savings unicorn (a tech company with a valuation of more than £1 billion).
A lot, actually.
But look, there’s too much to say here, so just in case you’ve missed it, we recently published our full roadmap that goes into considerable detail, you can find it here:
This round means big things for Chip. The growth we’ve seen this year has been incredible, but it’s time to take the business to the next level.
Launching ChipX to the masses will see Chip launch access to the UK’s top savings account, as well as higher returns from investment products.
Right now we are presented with a huge opportunity to capture a slice of Europe’s €30 trillion savings market, and Chip is poised ready to accelerate and dominate this space as the market’s best savings and wealth management app.
And of course, as investors, you would be the first to get your hands on ChipX and the new Interest Account “Chip+1” that pays a bonus of 1.25%.
As an investor in Chip you'll own a small chunk of the company. We'll invite you to exclusive events, Q&As with our leadership team, and send you quarterly reports of our performance.
You can also enjoy a direct line with the team at ChipHQ through the investor area of the forum and our investor Facebook group.
To get better acquainted with all the need-to-know terms to get you started, check out our investment jargon buster blog.
We think so, but only if you can afford to do so.
You shouldn't invest if you think you’ll need the money back any time soon, as you will only be able to sell your shares and get the return of your investment once Chip 'exits'. This is when we either float on the stock market (IPO), or are sold, and are likely a few years away.
At Chip we believe that investing should be for everyone. But equity investing is not without its risks.
Investing in this convertible or investing in any start-up is high risk. It’s not the same as having your money in a savings account.
Your investment could be locked in for a long time, as you don’t get a return until we exit (i.e. we’re bought, or go to market in an IPO). So don’t invest any money that you might need suddenly in an emergency.
Most importantly, your capital is at risk when you invest, and remember, past performance is not a reliable guide to future performance.
Remember your Capital is at Risk and past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested.