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However, we’ve made a few changes to our subscription to make it easier for you to choose what features suit you best.
We’ve built three plans:
All savers will be auto-enrolled onto a 28 day free trial of our most popular plan; ChipAI.
We’ve worked hard to make these changes as fair as possible in order to enable as many of our savers to continue using our algorithm and savings rules, like Payday Put Away.
ChipAI gives you unlimited access to the very best features of Chip.
And soon there’ll be access to Investment funds too.
Our free ChipLite plan limits access to some of what we do best, but still allows you to earn returns on your savings.
And soon there’ll be access to Investment funds too.
The first £100 you auto-save with ChipAI is a free trial. After your free trial expires, a small £1.50 fee applies every 28 days.
You can downgrade to our free plan, ChipLite whenever you want. ChipLite offers limited access to Chip’s AI services. You can still earn returns and interest, but you will need to manually move money into the account.
We believe, very passionately, that everyone possesses the ability to save, and Chip’s 250,000+ downloads is pretty compelling proof that something’s working.
In just 365 days with Chip, our savers are able to save an average of £1839 through autosaves alone.
We do this through Open Banking, machine-learning and tailored algorithms that our data team constantly tweaks, so our savers get the best experience possible.
Chip’s tech has helped our community of savers pay for weddings, holidays of a lifetime, house deposits, and much, much more (check out the Sauce for some amazing Saver Stories).
If this algorithm can genuinely help you save money you normally wouldn't, and reach these lifetime goals, we hope you won't mind paying a small fraction for that service at this point of value.
One of the core principles of Chip is being transparent and fair to all our savers.
There’s no point disrupting the savings industry if we’re going to behave like an old-fashioned bank. Not only do we have nothing to hide, we’ll never build anything we want to hide in the first place.
We totally understand that this will be a shock to some savers. We’re owned by over 15,000 amazing investors and we want to make Chip as scalable and sustainable as possible for them, but also for our entire community of savers too.
The ultimate thing that drives us is to help our savers put more aside without feeling it. If we can do that for you, and do it well, then we think it’s fair to charge a small amount for this service.
We’ve probably answered it here.
Join our online community and have your say in the future of Chip.
