Your wealth savings app.

Different ways to build your wealth through multiple savings accounts. All in one investing and savings app.

Intelligent automatic saving tools.

5.10% AER (variable tracker) from the Chip Cash ISA.

A savings app trusted by over half a million people.

4.6 rating  |  26k+ reviews
Available on iOS and android. Charges may apply for additional features. T&Cs apply. Chip Cash ISA 5.10% gross variable, paid monthly. Chip account required.
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Eligible deposits are protected under Financial Services Compensation Scheme up to £85,000.

Why choose Chip as your savings app?

Chip offers various savings accounts all in one app. Competitive rates, monthly prizes, award-winning AI to help build your wealth, tax-free interest. We’re doing savings differently.

No withdrawal fees

Deposit or withdraw from our accounts without fees, penalties or reduction in your interest rate.

FSCS covered

All eligible deposits are protected under FSCS up to £85,000.

Award-winning savings tools

Saving tools such as recurring saves helps you achieve your savings goals all in one app.

Easy App & Quick
"The app is very easy to use and depositing money into my Chip account is done in seconds without any hassle."
Fantastic app for managing money!
"Chip has completely transformed how I manage my money. Within a year I had reached all my savings goals."
Great customer service
"Rare these days with other banks but when I contacted Chip with an issue the response was very fast and the problem was immediately resolved. Well done and keep it up!"

An award-winning savings app designed to help build your savings.

Chip offers a range of savings accounts including; the Chip Instant Access Account, the Chip Prize Savings Account and our new Chip Cash ISA. You can build your wealth all in one savings app.

Chip is an app available to download for free on Apple and Android devices. You can get started with depositing and building your savings in minutes.

You made a save!
You saved £47.24 automatically.

A savings app built to grow your wealth with intelligent tools.

Chip is an app that helps build your savings without you lifting a finger. Our award-winning auto-saving technology, as well as our recurring saves features, helps you grow your wealth and meet your savings goals.

Using artificial intelligence, Chip can calculate how much you can save each month, letting you sit back whilst our app automatically builds your savings.

Recurring saves lets you choose the amount, day of the week and the savings account you want to deposit money into. Charges may apply.

Set-up your savings goals in a few taps.

Whether you’re saving up for a rainy day fund, a house deposit or for your next holiday, create the right savings goal for you. All in one app.

You can create multiple savings goals within the app, set-up how you want to allocate your funds from your Chip savings accounts and see how far away you are from achieving your goals.

With Chip, you can be confident that you have a savings app that’s here to help you achieve your financial goals. Calculate your savings interest earned.

What we offer

Meet our savings accounts.

We currently offer three savings accounts, all in one savings app.

Chip Instant Access
4.84% AER
4.84 AER (variable tracker).
Deposit and withdraw instantly.
Deposit up to £250,000.
Our Instant Access Account
Chip Cash ISA
5.10% AER
Build your wealth tax-free
Deposit and withdraw instantly.
Earn interest monthly, tax free.
Our Cash ISA
Chip Prize Savings Account
£62k prizes
Win a share of £62.5k in prizes each month.
Access your money anytime.
Your money is FSCS protected.
Our Prize Savings Account
Getting Started

Using the Chip app to open a savings account.

We’ve made it easy to start building your wealth in our savings app. Simply download the app via Google Play or the App Store. You can open a savings account in minutes with Chip.

Find 'Savings' tab

On the ‘Savings’ tab of your Chip app, you can choose from a range of savings accounts offering great interests rates and chances to win big prizes.

Connect your bank

In order to make near instant saves and withdrawals, you just need to connect your bank. Follow the simple steps to add your account in a few taps.

Start saving!

Make your first deposit via bank transfer, from your Chip savings accounts, debit card or Apple/Google pay and that’s it. Your account is open!

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get Chip
Scan this QR code to download Chip.

Join over 500,000+ people building real wealth today.

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pending a quick check.

3. You're good to go!

Choose from our range of savings accounts.

Get Started