Savings Goals Calculator
Our savings calculator is perfect for you if you know how much you can save monthly. Get an idea of how long it will take for you to reach your savings goal with our helpful savings calculator.
It would take - to reach your savings goal.
With the Chip Instant Access Account, it would take - to reach your savings goal.
4.84%
Min £1 / Max £250k
Unlimited
Up to £85,000
5 straightforward money-saving tips to help reach your savings goal.
4.84% AER
Start saving with the Chip Instant Access Account.
An instant access savings account from Chip built to move with the market and give you a highly competitive interest rate.
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Why The Chip Instant Access Account?
Our easy access savings account is designed to give you a highly competitive interest rate without withdrawal restrictions. At Chip we’re not waiting around for the banks to raise interest rates and give you more for your savings.
We’re doing things our own way and giving you 4.84% AER on your deposits with our easy access savings account right now. It ’s free to download the Chip app* and open your savings account today. *charges may apply for other additional features.
Free account to open with no forms
There’s no application or form to fill out - you just need an existing bank account to get started with Chip.
Deposit between £1 and £250,000 in the account
You can open up our market-leading easy access savings account from just £1 and deposit up to £250,000.
FSCS protection up to £85,000
All eligible deposits made into Chip Instant Access are protected by the Financial Services Compensation Scheme up to £85,000 (subject to scheme conditions)
Regular notifications when your rate changes
We want to give you a highly competitive interest rate that aims to move with the market - so you don’t have to waste time switching providers.
Open and manage your account with our app
Manage your easy access savings account all within our award-winning app - as well as explore other Chip savings accounts.
Award-winning auto-saving tools in app
Utilise our award-winning saving tools that are designed to help you build your savings - so you can sit back and relax. (charges may apply)
No limit on the number of withdrawals
Unlike other instant access accounts, there is no penalty for withdrawing. Withdraw as much as you like without any worry.
No minimum withdrawal amount limit
Whether you want to withdraw £1 or £100, there is no minimum withdrawal amount limit - use your savings how you want to use them.
No notice required to withdraw funds
Our easy access account allows you to withdraw from the account without giving us any notice - withdraw your savings within minutes.
How to open a Chip savings account
We’ve made it easy to start building wealth with our savings accounts. There’s no forms or fuss and you can get started in just a few minutes, download the app via Google Play or App Store. How saving with Chip works.
Find the 'Savings' tab
On the ‘Savings’ tab of your Chip app, you can choose from a range of savings accounts offering great interests rates and chances to win big prizes.
Connect your bank
In order to make near instant saves and withdrawals, you just need to connect your bank. Follow the simple steps to add your account in a few taps.
Start saving!
Make your first deposit via bank transfer, from your Chip savings accounts, debit card or Apple/Google pay and that’s it. Your account is open!
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