Invest in funds from the world's largest asset managers, seek tax-free returns with a Stocks & Shares ISA. 0% platform fees with a ChipX subscription*.
Join over 500,000+ people building real wealth today.
With investing, your capital is at risk. *Other fees may apply.
With a ChipX subscription, invest as much as you want with a fixed fee. Other fees may apply.
Put your money to work with experts from the world's largest asset managers.
Invest little and often based on your spending habits, using our clever AI, all in one app.
An Investment account holds your investments. This can include stocks, bonds and funds. With Chip this means the money you invest in funds. There are two types of investment accounts, GIAs and Stocks & Shares ISAs (see below), with Chip you can have both.
With a Chip investment account you can put your money into a curated selection of funds from the world’s biggest asset managers. Invest ethically, index and flex, put your money to work in emerging markets. There's something for everyone.
Stocks & Shares Individual Savings Accounts (ISA for short), enable you to seek tax-free returns on your investments.
You can put up to £20,000 every tax year into your Stocks & Shares ISA, and any profits you earn will be completely tax-free.*
*The ISA allowance is set by the government each year and may change in the future.
General Investment Accounts (GIA) are used if you have more than £20,000 to invest, already have a Stocks & Shares ISA elsewhere, or you've already used your annual ISA allowance.
GIAs allow you to contribute as much as you like in a tax year. The only other difference is that there’s no tax benefit to using a GIA.
Tax treatment depends on individual circumstances. Chip does not offer tax or financial advice.
We bring you a variety of themed funds to choose from, like Clean Energy, Healthcare Innovation, and Crypto Companies. Whatever your interests and beliefs, there's a theme to match, with more coming all the time within our investment app.
Past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested. Historic returns are correct as of 30/11/22 for Healthcare Innovations, Crypto Companies Fund, S&P 500 Tech Companies, Clean Energy, Global Companies fund, Emerging Markets funds and FTSE 100.
Own a piece of something amazing. Back your money with real-world assets. Diversify your portfolio and seek returns. Please note that you cannot hold an Alternative Asset investment as part of a GIA or ISA.
You can't really sell a decent single malt until it's at least 12 years old. And typically the longer whisky matures, the more valuable it gets. So as it matures, so could your investments.
Fine wine traditionally attracts investors looking to insulate their money from stock market shocks. We're working with industry experts to bring you curated portfolios of securely warehoused wine.
Art is inherently irreplaceable and rare, attracting big name investors who can afford to buy individual artworks. But now, Chip's opening the opportunities of the art market to everyone.
Own shares in a vintage Jaguar, a classic Ferrari or a rare Lamborghini. Beyond the sex appeal, investing in cars can be a serious diversification strategy.
Capital at risk. Investing in Alternative Assets is high risk and don’t invest unless you’re prepared to lose all the money you invest. Please note that Chip's Alternative Asset offering is an unregulated introduction to a third party provider selected by Chip.
Alternative Assets does not fall under P1 Investment Management Limited's authorisation by the FCA.
Our new platform allows Chip users to invest in real assets, like classic cars, fine wine and art (coming soon). These are called Alternative Assets and often used by the ultra wealthy to diversify portfolios. There's also the potential to earn returns, with Alternative Assets outperforming many traditional financial indices in recent years.
Chip will democratise access by offering shares in these assets. For example, for £100 you could own 0.1% share of a £100,000 Rolex, Ferrari or McCallan Whisky cask.
When investing your capital is at risk and past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested.
Lower risk than trading single shares. Better potential returns than cash savings. Curated by professional asset managers.
This fund invests in companies directly involved with producing Clean Energy and renewables. Help save the planet as you seek strong returns.
Invest in companies in developing markets and economies around the world, where potential for growth can be higher. Hand-picked by experts for you.
This fund allows you to invest in over 50 companies involved in Blockchain and Crypto. Get in on the rapidly-growing Crypto revolution, without directly buying any.
An ethical fund that seeks to make a real difference. The Healthcare Innovation Fund invests in pioneering medical technology with the power to change lives.
Invest in tech giants from across the USA; from Silicon Valley to the Big Apple. Featuring companies like Apple, Microsoft, PayPal and Mastercard.
Invest in big British business. Containing companies like Rolls-Royce, Sainsbury’s and Vodafone, this fund tracks the total value of the companies on the FTSE100.
Funds are like ready-made mini diversified portfolios created by expert asset managers.
It is not the same as buying or selling individual stocks to get rich quick. This is serious long term investing.
When you invest in a fund you're putting your money into hundreds (sometimes even thousands) of individual shares, bonds and other assets.
In a nutshell it's less risky than trading single shares, but with bigger potential returns (and losses) than cash savings.
Investing with Chip also comes with an added bonus. It's called auto-investing, and it could revolutionise the way you build your portfolio, simply by using our investment app.
Once enabled, our auto-investing tech will move money into an investment fund of your choice automatically, every month or every few days.
Pick the membership plan that’s right for you.
Get started with a 28 day free trial then either £4.99 every 28 days (paid annually at £65.05), or £5.99 every 28 days (paid monthly).
Join over 500,000+ people building wealth with Chip.