Invest in your future.
Make investing part of your plan for long-term wealth building. Get your money working hard for you with Chip.
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Different ways to invest with us.
Begin investing with Chip from two investment accounts.
General Investment Account
Invest as much as you like, choose from five investment funds to get you started on your journey. Platform fees and fund manager charges apply.
Stocks & Shares ISA
A popular and tax-efficient way to invest. Pay 0% platform fees* with no tax on any returns you make. Access our full suite of 15 investment funds.
Manage your investments.
Sit back while your investments are managed by the experts at the world’s biggest asset managers.
Simple range of choices.
Choose from up to 15 investment funds built by the world’s biggest fund managers.
It’s free to get started.
Or level up your money with our full range of actively-managed funds on our ChipX plan.
Our most popular investment funds.
Choose from a curated range of investment funds so you can build your own diverse portfolio the way that works for you, with your financial goals, and risk tolerance in mind.
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FTSE 100
Invest in big British businesses, like Rolls Royce, Sainsbury’s and Vodafone.
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S&P 500 Tech
Invest in tech giants from across the USA; Silicon Valley to New York City.
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Clean Energy
This fund invests in companies that directly produce clean energy.
What is an investment account?
An investment account holds your investments funds. At Chip we have two options, a Stocks and Shares ISA and a General Investment Account. Look at these like a box where you can hold different investment funds.
Stocks & Shares Individual Savings Accounts (ISA for short), enable you to seek tax-free returns on your investments. You can put up to £20,000 every tax year into your Stocks & Shares ISA, and any profits you earn will be completely tax-free. The ISA allowance is set by the government each year and may change in the future.
Tax treatment depends on individual circumstances. Chip does not offer tax or financial advice.
General Investment Accounts (GIA) are used if you have more than £20,000 to invest, already have a Stocks & Shares ISA elsewhere, or you've already used your annual
ISA allowance. GIAs allow you to contribute as much as you like in a tax year. The only other difference is that there’s no tax benefit to using a GIA.
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What are investment funds?
Funds are like ready-made diversified portfolios created by expert asset managers, such as Blackrock. They can contain multiple assets such as stocks and bonds, which allows you to invest in all of them all at once, at a lower cost than buying them individually.
We partner with the world’s biggest fund managers.
At Chip we offer investment funds from the experts at some of the biggest names in investing, who already help millions of investors build their wealth across the globe.
These investment funds are created based on what you want to invest in, such as investing in clean energy or emerging markets.
Vanguard
Established in 1975 and trusted by over 30 million investors.
Blackrock
The world's largest money manager with over $9 trillion in assets.
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Invesco
On the ground in 25 local markets across the world.
iShares
A world leader in exchange traded-funds (part of BlackRock).
How investing with Chip works.
We’ve made it easy to start building wealth with our investment funds. There’s no forms or fuss and you can get started in just a few minutes, download the app via Google Play or App Store.
Choose your account
Start with a GIA or enjoy tax-free returns with a Stocks & Shares ISA on our ChipX membership plan.
Pick your investment fund
You can access five investment funds for free or get access to our full range with a ChipX membership.
Manage your portfolio
Once you’ve deposited into your chosen funds, sit back, relax and let the expert fund managers do the hard work for you.
Opening a Chip account takes just a few minutes. No forms, no fuss.
1. Download Chip
Head to the App Store or Google Play Store.
2. Create an account
Enter a few details and pass a quick check.
3. You're good to go!
Choose from our range of finance products.
Got a question?
A minimum charge of £1 applies if you have a balance above £1 in any investment fund. You can find information about your platform fees, and how these are charged in your Investment statements’, on your Profile. We reserve the right to amend these fees with two months’ notice.
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