Invest differently.
Invest in funds from the world's largest asset managers, seek tax-free returns with a Stocks & Shares ISA. 0% platform fees with a ChipX subscription*.
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With investing, your capital is at risk. *Other fees may apply.
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0% Platform Fees
With a ChipX subscription, invest as much as you want with a fixed fee. Other fees may apply.
Invest in funds
Put your money to work with experts from the world's largest asset managers.
Invest automatically
Invest little and often based on your spending habits, using our clever AI, all in one app.
What is an investment account?
An Investment account holds your investments. This can include stocks, bonds and funds. With Chip this means the money you invest in funds. There are two types of investment accounts, GIAs and Stocks & Shares ISAs (see below), with Chip you can have both.
With a Chip investment account you can put your money into a curated selection of funds from the world’s biggest asset managers. Invest ethically, index and flex, put your money to work in emerging markets. There's something for everyone.
Stocks & Shares Individual Savings Accounts (ISA for short), enable you to seek tax-free returns on your investments.
You can put up to £20,000 every tax year into your Stocks & Shares ISA, and any profits you earn will be completely tax-free.*
*The ISA allowance is set by the government each year and may change in the future.
General Investment Accounts (GIA) are used if you have more than £20,000 to invest, already have a Stocks & Shares ISA elsewhere, or you've already used your annual ISA allowance.
GIAs allow you to contribute as much as you like in a tax year. The only other difference is that there’s no tax benefit to using a GIA.
Tax treatment depends on individual circumstances. Chip does not offer tax or financial advice.
Invest in funds.
We bring you a variety of themed funds to choose from, like Clean Energy, Healthcare Innovation, and Crypto Companies. Whatever your interests and beliefs, there's a theme to match, with more coming all the time within our investment app.
Past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested. Historic returns are correct as of 30/11/22 for Healthcare Innovations, Crypto Companies Fund, S&P 500 Tech Companies, Clean Energy, Global Companies fund, Emerging Markets funds and FTSE 100.
What are investment funds?
Funds are like ready-made mini diversified portfolios created by expert asset managers.
It is not the same as buying or selling individual stocks to get rich quick. This is serious long term investing.
When you invest in a fund you're putting your money into hundreds (sometimes even thousands) of individual shares, bonds and other assets.
In a nutshell it's less risky than trading single shares, but with bigger potential returns (and losses) than cash savings.
Hands free investing.
Investing with Chip also comes with an added bonus. It's called auto-investing, and it could revolutionise the way you build your portfolio, simply by using our investment app.
Once enabled, our auto-investing tech will move money into an investment fund of your choice automatically, every month or every few days.
Pricing plan
Pick the membership plan that’s right for you.
Get started with a 28 day free trial then either £4.99 every 28 days (paid annually at £65.05), or £5.99 every 28 days (paid monthly).
Build wealth your way.
Join over 500,000+ people building wealth with Chip.
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