Fees you will need to pay to invest on the ChipX plan:
• There are no fees for ChipX.
We reserve the right to amend these fees with two months’ notice.
Please note additional fund management charges apply. These are charged directly by BlackRock and other fund managers (see About BlackRock) and you can find the charges in-app when you open a fund, and on the funds’ Key Investor Information Documents.
How do I upgrade/downgrade?
You can downgrade, or upgrade your plan at any time.
Simply head to your profile tab, tap on ‘Your plan’, then ‘View plans’ and choose which plan you want to be on.
If you choose to downgrade from ChipX, you will stay on the ChipX plan until the end of your 28 day window.
In essence, you always get your money’s worth; if you paid £3 on the 3rd of the month, you’d stay on the plan until the 30th.
How/when am I charged the subscription fee for ChipX?
You will be charged on the first day you upgrade to ChipX, then in 28 day cycles starting from that day.
How do I switch between plans?
You can upgrade to a ChipX membership whenever you like, you’ll find a few prompts around the app, or you can head to your ‘Profile’ tab, and select your plan.
Full access to our investment platform comes with ChipX membership. While you can access our investment platform with a standard Chip membership, you’re limited to five funds.
You can also downgrade whenever you like, but you’ll need to make sure you have a £0 balance in your Stocks & Shares ISA (including all ChipX exclusive funds) before you can downgrade.