What you get with a FREE standard Chip membership:
FSCS-eligible savings accounts
Deposit between £1 and £85,000 in any of our savings accounts.
Amazing rates brought to you
We’re always negotiating with banks to bring you even better rates.
Interest paid every single day
It compounds too!
Withdraw any time
Our Easy-Access accounts have unlimited penalty-free withdrawals.
Automatically build your savings
Our award-winning auto-saving technology can put aside money for you. The average Chip user saved an extra £3,000 in 2021.
Keep track and stay motivated as you build your savings.
Put your money to work with investments (GIA only)
Open a General Investment Account (GIA) and start seeking inflation busting returns. An annual platform fee of 0.5% (min. £1 per month) applies on invested money.
Basic investment funds
Highly diversified funds from the biggest asset manager in the world, BlackRock, as well as well-known index funds (FTSE 100 and S&P 500 Tech Fund). Fund manager charges apply (see these in app).