A world of investing at your fingertips.
Take a look at the funds available with Chip, and the different ways you can invest with us to build your own diversified portfolio that works for you.
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Build a diverse portfolio with our range of funds managed by the experts.
We bring you a variety of themed funds to choose from, like Clean Energy, Healthcare Innovation, and Crypto Companies. Whatever your interests and beliefs, there’s an investment fund for you, managed by some of the biggest asset managers in the world.
Low cost way to invest.
An efficient low cost way to build a diverse portfolio, without having to buy stocks or bonds individually.
Diversify your portfolio.
Investment funds contain hundreds of different assets to spread the risk, so you’re not just relying on 1 or 2 stocks.
Manage your investments.
Sit back while your investments are managed by the experts at the world’s biggest asset managers.
Invest ethically
Ethical investing looks beyond the performance, and brings into scope a company’s environmental footprint, impact on society and how it’s run from the top - these criteria are known as ‘ESG’.
Invest in a theme
Billionaire investor Warren Buffet famously said “Invest in what you know”. We all have areas of expertise and industries we understand that can help us make the right choices.
We partner with the world’s biggest fund managers.
At Chip we offer investment funds from the experts at some of the biggest names in investing, who already help millions of investors build their wealth across the globe.
These investment funds are created based on what you want to invest in, such as investing in clean energy or emerging markets.
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Vanguard
Established in 1975 and trusted by over 30 million investors.
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Blackrock
The world's largest money manager with over $9 trillion in assets.
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Invesco
On the ground in 25 local markets across the world.
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iShares
A world leader in exchange traded-funds (part of BlackRock).
Invest in the big names you know
These are companies most of us are familiar with and we use in our day to day lives. Names like Coco Cola, Apple and Amazon are instantly recognisable and popular.
Invest according to risk.
When you invest, it’s important to work out the level of risk you’re comfortable with. So we’ve made it easier to decide with six of ours funds named according to their risk level.
Invest in something a bit different
Gold is one of the oldest markers of wealth and can be a safe haven for investors. Fast forward to the 21st century and you can invest in emerging blockchain technologies.
Invest and manage your portfolio in the Chip app.
Manage your investments all in one place, buy, sell, and check your portfolio’s performance on the ‘Invest’ tab of your Chip app. This is updated daily with an easy to understand interface giving you a breakdown on how each fund is performing.
Choose your account
Start for free with a GIA or enjoy tax-free returns with a Stocks & Shares ISA on our ChipX membership plan.
Pick your investment fund
You can access five investment funds for free or get access to our full range with a ChipX membership.
Manage your portfolio
Once you’ve deposited into your funds, sit back, relax and let the expert fund managers do the hard work for you.
Opening a Chip account takes just a few minutes. No forms, no fuss.
1. Download Chip
Head to the App Store or Google Play Store.
2. Create an account
Enter a few details and pass a quick check.
3. You're good to go!
Choose from our range of finance products.
Got a question?
Frequently asked questions about our pricing plans.
The standard Chip plan has no monthly cost. ChipX membership plan is either £4.99 every 28 days (paid annually at £65.05), or £5.99 every 28 days (paid monthly) with a host of benefits.
These vary depending on your plan and the funds that you invest in.
Platform fees you will need to pay to invest with a free Chip membership:
• 0.25% annual platform fee, collected monthly (£1 monthly minimum fee applies per product).
Platform fees you will need to pay to invest on the ChipX plan:
• There are no platform fees for ChipX.
We reserve the right to amend these fees with two months’ notice.
Please note additional fund management charges apply. These are charged directly by BlackRock and other fund managers (see About BlackRock) and you can find the charges in-app when you open a fund, and on the funds’ Key Investor Information Documents.
You can downgrade, or upgrade your plan at any time.
Simply head to your profile tab, tap on ‘Your membership’, then ‘View plans’ and choose which plan you want to be on.
If you choose to downgrade from ChipX, you will stay on the ChipX plan until the end of your 28 day window.
You will be charged on the first day you upgrade to ChipX, then in 28 day cycles starting from that day.
You can upgrade to a ChipX membership whenever you like, you’ll find a few prompts around the app, or you can head to your ‘Profile’ tab, and select your plan.
Full access to our investment platform comes with ChipX membership. While you can access our investment platform with a standard Chip membership, you’re limited to thirteen funds.
You can also downgrade whenever you like, but you’ll need to make sure you have a £0 balance in your Stocks & Shares ISA (including all ChipX exclusive funds) and make sure any ChipX exclusive funds held in a GIA would need to be sold down before you can downgrade.
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