Invest in funds.
We offer themed funds from the world’s largest asset managers. Curated by experts, appropriate for anyone looking to build a robust, diverse portfolio. 0% platform fees with a ChipX subscription. A monthly or annual ChipX membership fee is required and fund management charges apply.
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Start building wealth your way
Zero platform fees*
You can invest as much as you want without being penalised for building long term wealth.*
Hands-free investing
Automatically top up your savings and investments with unlimited use of our autosaving tools and award winning A.I
Expertly-managed Funds
Invest in a wealth of thematic funds to choose from. Managed by experts at the biggest asset managers on earth.
*ChipX subscription & other fees apply.
Invest in funds.
We bring you a variety of themed funds to choose from, like Clean Energy, Healthcare Innovation, and Crypto Companies. Whatever your interests and beliefs, there's a theme to match, with more coming all the time.
Past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested.
Why invest in funds?
Investing in funds allows you to invest in hundreds of different assets all at once. It’s a bit like taking a ready-made portfolio, straight off the shelf.
While this type of investing can see more modest returns than investing in single stocks, it also tends to involve less risk - not to mention a lot less time-consuming to manage.
Through Chip, you can invest in a variety of funds, such as the S&P500 Tech fund, which invests in the largest tech companies in America; or the Emerging Markets fund which seeks profits by backing companies in developing economies; or the Crypto Companies fund, which invests in firms involved in Cryptocurrency and Blockchain technologies.
Stocks & Shares Individual Savings Accounts (ISA for short), enable you to seek tax-free returns on your investments.
You can put up to £20,000 every tax year into your Stocks & Shares ISA, and any profits you earn will be completely tax-free.*
*Tax treatment depends on individual circumstances. Chip does not offer tax or financial advice.
General Investment Accounts (GIA) are used if you have more than £20,000 to invest, already have a Stocks & Shares ISA elsewhere, or you've already used your annual ISA allowance.
GIAs allow you to contribute as much as you like in a tax year. The only other difference is that any gains you make may be subject to Capital Gains Tax.
What is an investment account?
An investment account holds your investments. With Chip this means the money you invest in funds. There are two types of investment accounts, GIAs and Stocks & Shares ISAs (see below), with Chip you can have both.
Hands-free investing.
Investing with Chip also comes with an added bonus. It's called auto-investing, and it could revolutionise the way you build your portfolio.
Once enabled, our auto-investing tech will move money into an investment fund of your choice automatically, every month or every few days.
