You can't really sell a decent single malt until it's at least 12 years old. And typically the longer whisky matures, the more valuable it gets. So as it matures, so could your investments.
You can invest as much as you want without being penalised for building long term wealth.*
Automatically top up your savings and investments with unlimited use of our autosaving tools and award winning A.I
Invest in a wealth of thematic funds to choose from. Managed by experts at the biggest asset managers on earth.
*ChipX subscription & other fees apply.
Past performance is not a reliable guide to future returns. The value of your investment can go down as well as up and you might get back less than you originally invested.
Investing in funds allows you to invest in hundreds of different assets all at once. It’s a bit like taking a ready-made portfolio, straight off the shelf.
While this type of investing can see more modest returns than investing in single stocks, it also tends to involve less risk - not to mention a lot less time-consuming to manage.
Through Chip, you can invest in a variety of funds, such as the S&P500 Tech fund, which invests in the largest tech companies in America; or the Emerging Markets fund which seeks profits by backing companies in developing economies; or the Crypto Companies fund, which invests in firms involved in Cryptocurrency and Blockchain technologies.
An investment account holds your investments. With Chip this means the money you invest in funds. There are two types of investment accounts, GIAs and Stocks & Shares ISAs (see below), with Chip you can have both.
Investing with Chip also comes with an added bonus. It's called auto-investing, and it could revolutionise the way you build your portfolio.
Once enabled, our auto-investing tech will move money into an investment fund of your choice automatically, every month or every few days.