Chip is the free app that builds your savings automatically and fights to bring you amazing rates. Join more than 400,000 people, download Chip today.
The average easy-access savings rate in the UK is less than 0.1%, we think you deserve better.
We negotiate with banks to bring better savings rates to you. You'll never need a comparison site again.
Put your savings to work with some of the world's largest asset managers, like BlackRock.
With investing, your capital is at risk.
Use our clever tech to effortlessly turn your beer money into holiday money, and your holiday money into something life changing. The average Chip saver automatically saves around £3,000 a year. Without. Doing. A. Thing.
And this number is growing fast! Join us today - ask your friends - they might even give you a sign-up bonus.
Your savings should make you feel safe. So we cut no corners and take no chances.
All money you deposit is covered by the Financial Services Compensation Scheme (FSCS).
Put your savings to work with some of the world's largest asset managers, like BlackRock.
All our savings accounts are powered by UK authorised banks.
Our customer support is on hand 7 days a week.
Your data is protected by 256+ bit encryption (that's the same as your bank).
You can find us in all the best papers and we’ve won more than a few awards.
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We powered by a community of more than 17,000 ordinary people, who've invested in us and believe in our mission of building the best savings account in the world.
Chip is more than just a savings account.
A Chip membership means you'll always get amazing savings rates, or be able to effortlessly invest your money, all with no forms and no fuss.
Here's the best bit; a standard Chip membership is FREE.
Or you can take your savings to the next level with a ChipX membership (£3 every 28 days) whenever you like.
See our pricing page for more details.
The basic membership plan, no frills, no fuss, no fee.
Our standard membership plan. Designed to automatically build up your savings.
Perfect if you’re starting out, or have some savings already.
Our full membership plan. Designed to take your savings to the next level and give you opportunities to seek returns.
Ideal if you have savings already, or want to get serious about your money.
