We’re creating the best savings app in the world. 🙌

Make
happen, with Chip.

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Automatically stash your cash 💸

Chip is an AI powered money app that calculates what you can afford to put away and stashes money away automatically.

Build up a pot without feeling it

We’ve analysed more than 160 million transactions to build a clever AI that can keep you stashing your cash, without affecting your day-to-day spending.

Feel good about your money

Whether you’re spending big, times are tight, or even if you’re in your overdraft, we can help you put away some money.

Simple and secure setup 🔒

It only takes a few minutes to create your Chip account and connect it to your bank.

Connect with all major banks

Chip securely connects with Barclays, HSBC, Santander, Lloyds, NatWest, Nationwide, RBS, TSB, Halifax, First Direct, Co-operative Bank and Metro Bank accounts.

Bank grade security

Your data is protected by bank-grade 128+ bit encryption. Read more about how Chip works.

“Amazing app changed my life

I love this app! I was very sceptical about letting a robot handle my finances, but it does a better job than I could ever do!

“Best savings app you can get

Such a simple idea that makes saving as easy as, well having to do absolutely nothing!

“Highly recommend

I really like this app, as someone who’s not great at saving, this is brill!

“Thank you, thank you, thank you!

Not sure if the team at Chip even read these reviews but I wanted to say a great big THANK YOU!

“Zak Mallen

Don’t usually plug these kind of things, but just reached £1k mark in 3 months with @Get_Chip app get on it

Start making it happen. Now. 💸

Make a wedding happen. Make a holiday happen. Make being debt-free happen. Download the app now!

Prepaid Financial Services is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference number 900036, for the issuance of electronic money and provision of payment services.
Registered Office: Fifth Floor, Langham House, 302-308 Regent Street, London, W1B 3AT.
Company Registration number: 06337638.
Chip is a trading name of Chip Financial Limited. Chip is an agent of Prepaid Financial Services Limited.

We are also an appointed representative of Resolution Compliance Limited for peer-to-peer and debt counselling activities only.