You look after
We'll look after
your real assets.
the money.
Meet Chip, your wealth app. Save and invest all in one place and take the effort out of building your long-term wealth.
Discover ways to build your wealth.
Pay a low platform fee of 0.25%
on our standard plan.
Or pay 0% platform fees with a ChipX membership. (£5.99 every 28 days).
Invest in funds available on our free plan.
Get started with a simple choice of funds and low fees. Available on our free plan
Where do you want to be in 10 years?
Try our Stocks & Shares ISA Calculator for a glimpse into the future.
Save automatically with our award winning AI.
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With investment, your capital is at risk. Tax treatment depends on your individual circumstances and
may be subject to change in the future. Charges may apply for certain app features and products.
Almost double the highest ‘Big Four’ easy-access interest rates.
The Chip Cash ISA is more than just a tax-efficient, flexible, and secure way to save money; it’s been built to help your money grow in a sustainable way that broadens your wider wealth-building portfolio.
Savings done your way.
Get your money making money with our range of savings accounts. Whether it’s instant access, tax-free interest or the chance to win prizes, make your goals happen with Chip.
Win a share of £75k of prizes each month.
Earn interest, tax-free with our Cash ISA.
Automate your wealth with hands-free saving.
All our savings accounts work with our Savings Plans, so you can automatically build your savings without thinking.
You can use both our award-winning Auto-Saving technology and our recurring deposits feature to build fully customised savings plans. Charges may apply.
Get your money to work with investing.
At Chip we’re about smart, considered wealth building, not guessing what individual stocks might do. Invest in funds carefully curated by the experts at BlackRock, Vanguard and Invesco.
Pay 0.25% platform fees or 0% with ChipX.
Managed by the biggest asset managers in the world.
Select menu of the UK’s most popular investment funds.
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Covered by FSCS
All money deposited into a savings or investment account through Chip is eligible for cover by the Financial Services Compensation Scheme (FSCS), subject to FSCS conditions.
The first £85,000 you deposit into your savings account is covered by FSCS, meaning that in the unlikely event that ClearBank or Chip fails, you will be protected and your money will be safe.
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People who have built wealth from the pound up.
Your wealth building journey can start anywhere. Hear from a few of our members who took control of their money, and all in one savings app.
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Pricing plan
Pick the membership plan that's right for you. Get started for free or level up with ChipX with a 28 day free trial. Then pay £5.99 every 28 days (paid monthly) or £65.05 paid (annually).
Opening a Chip account takes just a few minutes. No forms, no fuss.
1. Download Chip
Head to the App Store or Google Play Store.
2. Create an account
Enter a few details and pass a quick check.
3. You're good to go!
Choose from our range of finance products.