With investment, your capital is at risk. Tax treatment depends on your individual circumstances and
may be subject to change in the future. Charges may apply for certain app features and products.
The Chip Cash ISA is more than just a tax-efficient, flexible, and secure way to save money; it’s been built to help your money grow in a sustainable way that broadens your wider wealth-building portfolio.
Savings done your way.
Get your money making money with our range of savings accounts. Whether it’s instant access, tax-free interest or the chance to win prizes, make your goals happen with Chip.
4.84% AER in instant access savings.
Win a share of £75k of prizes each month.
Earn interest, tax-free with our Cash ISA.
Automate your wealth with hands-free saving.
All our savings accounts work with our Savings Plans, so you can automatically build your savings without thinking.
You can use both our award-winning Auto-Saving technology and our Recurring Saves feature to build fully customised savings plans. Charges may apply.
Get your money to work with investing.
At Chip we’re about smart, considered wealth building, not guessing what individual stocks might do. Invest in funds carefully curated by the experts at BlackRock, Vanguard and Invesco.
Pay 0% platform fees with a Chip Stocks & Shares ISA*
Managed by the biggest asset managers in the world.
5 investment funds available in our free plan.
All our savings accounts are FSCS protected.
Every savings account we offer is provided by UK authorised banks. Deposits made into these accounts are covered by the Financial Services Compensation Scheme (FSCS), ensuring government-backed protection up to £85,000 per bank.