Your wealth savings app.
Different ways to build your wealth through multiple savings accounts. All in one investing and savings app.
Intelligent automatic saving tools.
cisa-headline-rate AER (variable tracker) from the Chip Cash ISA.
A savings app trusted by over half a million people.
Eligible deposits are protected under Financial Services Compensation Scheme up to £85,000.
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Why choose Chip as your savings app?
Chip offers various savings accounts all in one app. Competitive rates, monthly prizes, award-winning AI to help build your wealth, tax-free interest. We’re doing savings differently.
No withdrawal fees
Deposit or withdraw from our accounts without fees, penalties or reduction in your interest rate.
FSCS covered
All eligible deposits are protected under FSCS up to £85,000.
Award-winning savings tools
Saving tools such as recurring deposits helps you achieve your savings goals all in one app.
An award-winning savings app designed to help build your wealth.
Chip offers a range of savings accounts including;
- Chip Instant Access Account
- Chip Prize Savings Account
- Chip Cash ISA
- Our new Chip Easy Access Account
You can build your wealth all in one savings app.
Chip is an app available to download for free on Apple and Android devices. You can get started with depositing and building your savings in minutes.
A savings app built to grow your wealth with intelligent tools.
Chip is an app that helps build your savings without you lifting a finger. Our award-winning auto-saving technology, as well as our recurring deposits features, helps you grow your wealth and meet your savings goals.
Using artificial intelligence, Chip can calculate how much you can save each month, letting you sit back whilst our app automatically builds your savings.
Recurring deposits lets you choose the amount, day of the week and the savings account you want to deposit money into. Charges may apply.
Set-up your savings goals in a few taps.
Whether you’re saving up for a rainy day fund, a house deposit or for your next holiday, create the right savings goal for you. All in one app.
You can create multiple savings goals within the app, set-up how you want to allocate your funds from your Chip savings accounts and see how far away you are from achieving your goals.
With Chip, you can be confident that you have a savings app that’s here to help you achieve your financial goals. Calculate your savings interest earned.
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Cash ISA transfers are here
Opening a Chip Cash ISA is simple and takes just a few minutes. You can initiate and track your ISA transfer in-app, and our award-winning customer support team is always here to help.
1. Download Chip: Get the app from the App Store or Google Play;
2. Open a Chip Cash ISA: Set up your account quickly and easily;
3. Request your transfer: When your Chip Cash ISA is open, tap the ‘Transfer’ button to request your transfer;
4. We'll do the rest: Sit back and relax as we handle the nitty-gritty.
Your total contributions for the current tax year will still be capped at £20,000. Please note that we can’t accept partial transfers; if you wish to bring your existing cash ISA(s) to Chip, you will need to transfer your entire balance.
You can initiate and track your ISA transfer in-app, and our award-winning customer support team is always here to help.
You can transfer your full cash ISA balance (i.e., your contributions from previous years' ISA allowances) into your Chip Cash ISA without it affecting your current year's allowance.
Meet our savings accounts.
We currently offer four savings accounts, all in one savings app.
Using the Chip app to open a savings account.
We’ve made it easy to start building your wealth in our savings app. Simply download the app via Google Play or the App Store. You can open a savings account in minutes with Chip. See our savings accounts.
Find 'Savings' tab
On the ‘Savings’ tab of your Chip app, you can choose from a range of savings accounts offering great interests rates and chances to win big prizes.
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Connect your bank
In order to make near instant saves and withdrawals, you just need to connect your bank. Follow the simple steps to add your account in a few taps.
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Start saving!
Make your first deposit via bank transfer, from your Chip savings accounts or debit card and that’s it. Your account is open!
Opening a Chip account takes just a few minutes. No forms, no fuss.
1. Download Chip
Head to the App Store or Google Play Store.
2. Create an account
Enter a few details and pass a quick check.
3. You're good to go!
Choose from our range of finance products.
