Chip Cash ISA
5.10% AER
Earn 5.10% AER (variable tracker).
Earn interest monthly, tax free.
No withdrawal limits.
Find out more

An Individual Savings Account (ISA) is a tax-efficient savings account available to residents of the United Kingdom.

It is designed to encourage saving by providing individuals with the opportunity to earn interest on their savings or invest in various financial products, while enjoying tax efficiency.

ISA Example:

For example, let's say you open a Cash ISA. You can deposit up to a certain annual limit, currently £20,000, into this account without having to pay income tax on the interest earned.

If you save £10,000 in a Cash ISA and earn £400 in interest over a year, you get to keep the full amount without any tax deductions.

Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future. ISA limits apply.