The Cautious Fund is a ready-made portfolio option actively managed by investment professionals at BlackRock. It’s designed for investors seeking lower-risk exposure — combining around 50% equities for growth potential with 50% bonds and cash for added stability.
This fund is part of BlackRock’s MyMap range, which aims to provide diversified, risk-adjusted portfolios that are continuously monitored and adjusted to stay on track with long-term goals.
The fund blends investments across the globe, including UK, U.S., and European markets. The equity portion focuses on large, established companies, while the bond allocation includes government and corporate bonds designed to cushion market ups and downs.
BlackRock’s experts monitor and adjust the fund based on economic and market developments. Their aim is to maintain the fund’s balance between risk and reward, so investors stay on track with their goals — without having to rebalance themselves.
HSBC Asset Management is part of the wider HSBC Group, boasting over 50 years experience and managing $600 billion (2024).
HSBC focuses on bringing investors a low-cost range of investment products, with particular strength in global equity and ESG offerings.
VanEck is a privately-held global investment manager with 70 years experience and $114 billion in assets under management (as of mid-2024). Over the last 19 years, VanEck has pioneered over 100 specialty ETFs across a range of innovative thematic sectors such as gold, semiconductors, emerging markets, gaming and others.
iShares ETFs are managed by BlackRock, the world’s largest asset manager, with over three decades of experience in index investing. The team applies rigorous quantitative research and disciplined risk management to deliver diversified, cost-effective market exposure.
With a strong emphasis on transparency and innovation, iShares products are built to support efficient, long-term investment strategies.
BlackRock is the world’s largest asset manager. Founded in 1988, it provides a wide range of investment products and services to institutions, financial professionals, and individual investors worldwide.
Invesco is a global asset manager with over $1.4 trillion in assets (2024). They offer over 240 ETFs, covering equities, fixed income, commodities and thematics.
Founded in 1935, Invesco brings 90 years of experience creating reliable, investor-first solutions.
Vanguard has been providing investment solutions to everyday investors since the 1970s. Today, it manages $10 trillion for over 50 million investors worldwide (2024), sticking to a philosophy of low costs, transparency, and long-term thinking.
State Street Investment Management launched its first ETF in 1993, and has been managing client assets for 47 years. As of March 2025, State Street’s Investment Management division holds $4.67 trillion in assets under management, is the third largest ETF provider and fourth largest asset manager in the world.
Established in 1836, Legal & General (L&G) manages over £1 trillion in assets across equities, bonds, real assets, and multi-asset products. Their asset management arm manages over £517 billion across more than 400 index solutions.
WisdomTree is a global asset manager based in New York. With $116 billion under management (as of April 2025), they are a trusted provider of over 260 ETPs (Exchange Traded Products).
Their investment product philosophy seeks to use unique research to provide investors access to traditionally inaccessible asset classes.
No hidden fees, or fees that will grow over time. You won’t pay more to invest more with Chip X.*
We keep it simple with a curated range of funds from some of the world’s biggest asset managers.
Set up recurring deposits directly into your chosen funds and save the payday admin.
Our Dual Track feature lets you choose from three risk levels, or create your own portfolio from a curated range of funds.
Step 1
Enjoy tax-free returns with a Stocks & Shares ISA and invest without limits with a General Investment Account.
Step 2
Choose to do it yourself and pick your own funds, or choose from our three ready-made options.
Step 3
Easily access your portfolio at your fingertips, and set up recurring deposits to build wealth for the future.
Avg. annual returns
28/06/2024 - 28/06/2025
+
11.5%
-
11.5%
Fund Provider
BlackRock
Management Charges
0.17%
Risk level
5 of 7
Category
Actively Managed
Region
Global
Avg. annual returns
27/06/2020 - 27/06/2025
+
8.41%
-
8.41%
Fund Provider
BlackRock
Management Charges
0.17%
Risk level
5 of 7
Category
Actively Managed
Region
Global
Avg. annual returns
28/06/2020 - 28/06/2025
+
6.42%
-
6.42%
Fund Provider
BlackRock
Management Charges
0.17%
Risk level
5 of 7
Category
Actively Managed
Region
Global
Avg. annual returns
27/06/2022 - 27/06/2025
+
6.38%
-
6.38%
Fund Provider
BlackRock
Management Charges
0.17%
Risk level
5 of 7
Category
Actively Managed
Region
Global
Ready-made options such as this can be a great option for new investors who would prefer one investment fund that caters to their risk level and time horizon.
The MyMap range is designed to give investors one simple option that suits their risk tolerance and time horizon. It is diversified and designed with long-term growth and risk in mind, so could make a suitable sole investment.
BlackRock seeks to rebalance the weightings of the MyMap funds on a regular basis to ensure alignment with the funds’ investment strategy. The target allocation of the funds will remain the same.
This multi-asset fund is designed to give investors one cautious portfolio option, using similar weighting of shares and bonds, and a smaller amount of alternative assets.
This multi-asset fund is designed to give investors one cautious portfolio option, using similar weighting of shares and bonds, and a smaller amount of alternative assets.
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