Investing in funds - made simple

Whatever you’re investing for, our curated range of funds from the world’s top wealth managers have you covered.

4.6 rating 26k reviews

Build a diverse portfolio with our range of funds managed by the experts.

We bring you a variety of themed funds to choose from, like Clean Energy, Healthcare Innovation, and Crypto Companies. Whatever your interests and beliefs, there’s an investment fund for you, managed by some of the biggest asset managers in the world.

Low cost way to invest.

An efficient low cost way to build a diverse portfolio, without having to buy stocks or bonds individually.

Diversify your portfolio.

Investment funds contain hundreds of different assets to spread the risk, so you’re not just relying on 1 or 2 stocks.

Manage your investments.

Sit back while your investments are managed by the experts at the world’s biggest asset managers.

Invest in what matters to you

Our funds are selected with your goals in mind - however you want to get there

Space Innovators

This fund tracks the share prices of the innovative companies at the forefront of a new commercial space age.

Avg. annual returns

14/05/2024 - 14/05/2025

+

65.04%

-

65.04%

Fund Provider

VanEck

Management Charges

0.55%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Semiconductor Fund

Invest in a range of companies involved in semiconductor production and equipment.

Avg. annual returns

25/06/2022 - 25/06/2025

+

26.72%

-

26.72%

Fund Provider

VanEck

Management Charges

0.35%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Blockchain & Crypto

Invest in companies involved in blockchain technology and the crypto industry.

Avg. annual returns

25/06/2020 - 25/06/2025

+

18.25%

-

18.25%

Fund Provider

Invesco

Management Charges

0.65%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

AI Fund

Invest in companies involved in innovating artificial intelligence technology.

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.2%

-

11.2%

Fund Provider

WisdomTree

Management Charges

0.40%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Adventurous ESG Fund

Invest in a diverse suite of companies screened to meet ESG standards.

Avg. annual returns

25/06/2024 - 25/06/2025

+

11.4%

-

11.4%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Balanced ESG Fund

Invest in a diverse suite of companies screened to meet ESG standards.

Avg. annual returns

25/06/2022 - 25/06/2025

+

6.51%

-

6.51%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Clean Energy

Invest in ESG screened companies pioneering clean energy technology and production.

Avg. annual returns

25/06/2020 - 25/06/2025

+

-0.37%

-

-0.37%

Fund Provider

iShares

Management Charges

0.65%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

FTSE Global All Cap ESG

This fund is designed to track the performance of the FTSE Global All Cap Index while also being aligned to ESG principles.

Avg. annual returns

08/05/2022 - 08/05/2025

+

7.93%

-

7.93%

Fund Provider

Vanguard

Management Charges

0.24%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

Global

Adventurous ESG Fund

Invest in a diverse suite of companies screened to meet ESG standards.

Avg. annual returns

25/06/2024 - 25/06/2025

+

11.4%

-

11.4%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Adventurous Fund

From the BlackRock actively managed 'MyMap' range. Taking an adventurous approach.

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.49%

-

8.49%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Automation & Robotics

Designed to track an index of companies from developed and emerging markets driving innovation in automation and robotics.

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.97%

-

8.97%

Fund Provider

iShares

Management Charges

0.40%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Balanced ESG Fund

Invest in a diverse suite of companies screened to meet ESG standards.

Avg. annual returns

25/06/2022 - 25/06/2025

+

6.51%

-

6.51%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Join the 45,000+ investors choosing Chip

No choice paralysis, hidden fees or weird acronyms — just simple choices that make sense.

Invest with 0% platform fees

No hidden fees, or fees that will grow over time. You won’t pay more to invest with ChipX.

A monthly or annual ChipX membership fee is required and fund management charges apply.

Seamless recurring deposits

Set up recurring deposits directly into your chosen funds and save the payday admin.

No endless scrolling

We keep it simple with a curated range of funds from some of the world’s biggest asset managers.

It takes minutes

Set up your account in a few simple steps.

Explore our full fund range

Navigate all the funds available on Chip - Filter through our expert fund providers, different risk levels, or regions. Looking for one fund in particular? Give it a search.

Explore our full fund range

Navigate all the funds available on Chip — Filter through our expert fund providers, different risk levels, or regions. Looking for one fund in particular? Give it a search.

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FTSE All-World

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.11%

-

11.11%

Fund Provider

HSBC

Management Charges

0.13%

Risk level

High risk

5 of 7

Category

Index Tracker

Region

Global

S&P 500 Tech

Avg. annual returns

24/06/2020 - 24/06/2025

+

19.88%

-

19.88%

Fund Provider

iShares

Management Charges

0.15%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

United States of America

LifeStrategy 100%

Avg. annual returns

24/06/2020 - 24/06/2025

+

10.6%

-

10.6%

Fund Provider

Vanguard

Management Charges

0.22%

Risk level

High risk

5 of 7

Category

Ready-made

Region

Global

Adventurous ESG Fund

Avg. annual returns

25/06/2024 - 25/06/2025

+

11.4%

-

11.4%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Physical Gold

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.19%

-

11.19%

Fund Provider

Invesco

Management Charges

0.20%

Risk level

Medium risk

4 of 7

Category

Commodities

Region

Global

S&P 500

Avg. annual returns

25/06/2020 - 25/06/2025

+

14.19%

-

14.19%

Fund Provider

Vanguard

Management Charges

0.07%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

United States of America

NASDAQ 100

Avg. annual returns

25/06/2020 - 25/06/2025

+

15.14%

-

15.14%

Fund Provider

iShares

Management Charges

0.30%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

United States of America

FTSE 100

Avg. annual returns

25/06/2020 - 25/06/2025

+

10.81%

-

10.81%

Fund Provider

Vanguard

Management Charges

0.06%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

United Kingdom

Clean Energy

Avg. annual returns

25/06/2020 - 25/06/2025

+

-0.37%

-

-0.37%

Fund Provider

iShares

Management Charges

0.65%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Semiconductor Fund

Avg. annual returns

25/06/2022 - 25/06/2025

+

26.72%

-

26.72%

Fund Provider

VanEck

Management Charges

0.35%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Space Innovators

Avg. annual returns

14/05/2024 - 14/05/2025

+

65.04%

-

65.04%

Fund Provider

VanEck

Management Charges

0.55%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Europe ex-UK Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

10.05%

-

10.05%

Fund Provider

iShares

Management Charges

0.06%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

Europe

Global Small Cap

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.31%

-

8.31%

Fund Provider

Vanguard

Management Charges

0.29%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

United Kingdom

FTSE All-World High Dividend

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.57%

-

11.57%

Fund Provider

Vanguard

Management Charges

0.29%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

United Kingdom

S&P 400 Mid-Cap

Avg. annual returns

25/06/2020 - 25/06/2025

+

10.62%

-

10.62%

Fund Provider

State Street

Management Charges

0.30%

Risk level

High risk

7 of 7

Category

Index Tracker

Region

United States of America

S&P 600 Small-Cap

Avg. annual returns

25/06/2020 - 25/06/2025

+

9.85%

-

9.85%

Fund Provider

iShares

Management Charges

0.30%

Risk level

High risk

7 of 7

Category

Index Tracker

Region

United States of America

China Fund

Avg. annual returns

24/06/2020 - 24/06/2025

+

20.67%

-

20.67%

Fund Provider

HSBC

Management Charges

0.28%

Risk level

High risk

7 of 7

Category

Index Tracker

Region

China

India Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

14.29%

-

14.29%

Fund Provider

iShares

Management Charges

0.65%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

India

Japan Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

5.7%

-

5.7%

Fund Provider

iShares

Management Charges

0.08%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

Japan

Asia Pacific ex-Japan Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.58%

-

8.58%

Fund Provider

iShares

Management Charges

0.13%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

Asia-Pacific

Megatrends

Avg. annual returns

25/06/2024 - 25/06/2025

+

2.44%

-

2.44%

Fund Provider

WisdomTree

Management Charges

0.50%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Physical Silver

Avg. annual returns

25/06/2020 - 25/06/2025

+

12.82%

-

12.82%

Fund Provider

Invesco

Management Charges

0.19%

Risk level

High risk

6 of 7

Category

Commodities

Region

Global

Automation & Robotics

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.97%

-

8.97%

Fund Provider

iShares

Management Charges

0.40%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

FTSE Emerging Markets

Avg. annual returns

25/06/2020 - 25/06/2025

+

4.54%

-

4.54%

Fund Provider

Vanguard

Management Charges

0.22%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

Emerging markets

FTSE Developed World

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.66%

-

11.66%

Fund Provider

Vanguard

Management Charges

0.12%

Risk level

High risk

5 of 7

Category

Index Tracker

Region

Global

FTSE Global All Cap ESG

Avg. annual returns

08/05/2022 - 08/05/2025

+

7.93%

-

7.93%

Fund Provider

Vanguard

Management Charges

0.24%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

Global

FTSE Global All Cap

Avg. annual returns

25/06/2020 - 25/06/2025

+

10.58%

-

10.58%

Fund Provider

Vanguard

Management Charges

0.23%

Risk level

High risk

5 of 7

Category

Index Tracker

Region

Global

Global Luxury

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.7%

-

8.7%

Fund Provider

Amundi

Management Charges

0.25

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

Healthcare Innovation

Avg. annual returns

25/06/2020 - 25/06/2025

+

-1.82%

-

-1.82%

Fund Provider

iShares

Management Charges

0.40%

Risk level

High risk

6 of 7

Category

Thematic

Region

Global

Emerging Markets Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

-0.09%

-

-0.09%

Fund Provider

BlackRock

Management Charges

0.95%

Risk level

High risk

6 of 7

Category

Thematic

Region

Emerging markets

Blockchain & Crypto

Avg. annual returns

25/06/2020 - 25/06/2025

+

18.25%

-

18.25%

Fund Provider

Invesco

Management Charges

0.65%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

AI Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.2%

-

11.2%

Fund Provider

WisdomTree

Management Charges

0.40%

Risk level

High risk

7 of 7

Category

Thematic

Region

Global

US Bond Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

-0.36%

-

-0.36%

Fund Provider

iShares

Management Charges

0.07%

Risk level

Low risk

2 of 7

Category

Bonds

Region

United States of America

UK Money Market Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

3.86%

-

3.86%

Fund Provider

BlackRock

Management Charges

0.13%

Risk level

Low risk

1 of 7

Category

Bonds

Region

United Kingdom

Balanced ESG Fund

Avg. annual returns

25/06/2022 - 25/06/2025

+

6.51%

-

6.51%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Balanced Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

6.12%

-

6.12%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

Adventurous Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.49%

-

8.49%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

High risk

5 of 7

Category

Actively Managed

Region

Global

UK Large & Mid Cap

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.57%

-

11.57%

Fund Provider

Legal & General

Management Charges

0.05%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

United Kingdom

MSCI World

Avg. annual returns

25/06/2020 - 25/06/2025

+

11.91%

-

11.91%

Fund Provider

iShares

Management Charges

0.20%

Risk level

High risk

6 of 7

Category

Index Tracker

Region

Global

LifeStrategy 80%

Avg. annual returns

25/06/2020 - 25/06/2025

+

8.31%

-

8.31%

Fund Provider

Vanguard

Management Charges

0.22%

Risk level

High risk

5 of 7

Category

Ready-made

Region

Global

LifeStrategy 60%

Avg. annual returns

25/06/2020 - 25/06/2025

+

5.18%

-

5.18%

Fund Provider

Vanguard

Management Charges

0.22%

Risk level

Medium risk

4 of 7

Category

Ready-made

Region

Global

LifeStrategy 40%

Avg. annual returns

25/06/2020 - 25/06/2025

+

2.68%

-

2.68%

Fund Provider

Vanguard

Management Charges

0.22%

Risk level

Medium risk

4 of 7

Category

Ready-made

Region

Global

Cautious Fund

Avg. annual returns

25/06/2020 - 25/06/2025

+

4.37%

-

4.37%

Fund Provider

BlackRock

Management Charges

0.17%

Risk level

Medium risk

4 of 7

Category

Ready-made

Region

Global

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It only takes minutes

How to invest with Chip

Choose your account

Enjoy tax-free returns with a Stocks & Shares ISA and invest without limits with a GIA.

Explore your options

Choose to do it yourself and pick your own funds, or choose from our three ready-made options.

Let the funds do the work

Easily access your portfolio at your fingertips, and set up recurring deposits to build wealth for the future.

Have questions?

FAQs

How do I make money from funds?

When you invest in a fund, the value can go up or down. Historically, markets have trended upwards over time — and any potential returns can be reinvested, or paid out as a cash dividend. Similar to a savings account, returns are typically expressed as a percentage.

Why invest in funds?

Funds offer a great opportunity to invest and grow your money over time, without the hassle of picking individual stocks. They spread your investment across many different assets, helping to manage risk, benefit from long-term growth and saving you time for the things that matter.

What fees will I be charged with Chip?

You’ll be charged 0% platform fees with a ChipX subscription, or 0.25% of your assets annually on our free plan. You’ll also be charged a fund charge by the fund provider, which varies for each fund.

Do I need to know a lot about investing to start?

We’ve designed our investing platform around simplicity and ease. Our curated range of funds and investing guides will help you get started, whatever your experience level.

Can I take my money out whenever I want?

Yes. While investing is best for long-term goals, you can sell your investments and withdraw your money at any time — no penalties, just market timing to consider.

Opening a Chip account takes just a few minutes. No forms, no fuss.

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4.7 rating 38k+ reviews

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.