This calculator is used for illustrative purposes only, and is intended as an aid to decision making - not as a guarantee. You could get more, or less than the amount illustrated. It does not take into account your personal circumstances. Keep in mind, that when investing your capital is at risk. The value of your investment can go down as well as up and you might get back less than you originally invested. Chip does not provide tax or financial advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

The calculation assumes no platform charges as part of a ChipX membership, but includes an annual fund charge of 0.40% (charges may vary depending on the fund). A ChipX membership is required to open and hold a Stocks & Shares ISA with Chip.