Terms & conditions

How to get your referral reward:

If you’ve been referred: 

1. Click the referral link from your friend.
2. Download the Chip app from the App Store or Google Play and complete your account setup.
3. Enter the unique referral code in the ‘Rewards and Promos’ section in the profile tab.
4. Deposit into your chosen Chip fund and keep your money invested until the bonus pay out term.
5. You will be paid the referral bonus into your Chip account 30 days after the end of the term.

If you’re referring:

1. Head to the ‘Rewards and Promos’ section of the profile tab in the app, share your referral link and/or unique referral code.
2. You will receive the bonus when your friend(s) have successfully referred and completed all steps after 30 days.

To be eligible:

1. You must be a new Chip customer. . **A new customer is defined as someone who has never previously held a Chip account** 
2. Enter the referral code you were given within 7 days of signing up to Chip and deposit at least £1 into your chosen Chip investment fund. Your capital is at risk.
3. You must have an open Chip account for at least 30 days, and keep at least £1 deposited in your chosen Chip investment fund.

How will the bonus be paid?

Your referral reward bonus will be paid into your Chip Savings Account account when you have completed all steps required to be eligible after 30 days of entering the code and depositing at least £1 into your chosen Chip investment fund.

If you are referring someone to Chip, your bonus will be paid into your Chip Savings Account when the person you’ve referred has successfully completed all required steps.

Can I refer more than one friend?

Yes, you can share your referral code with as many friends and family as you like.

Can I share my link on my social channels?

No, this referral programme must only be shared with family and friends and cannot be promoted or shared on public social media channels or forums. Breaching this term will result in disqualification from the referral offer.

Who are Chip?

Chip Financial Limited is authorised by the Financial Conduct Authority under the Payment Service Regulations 2017, firm reference number no. 911255, for the provision of payment services.

For our Investment Platform business only Chip is an Appointed Representative of P1 Investment Management Ltd, which is authorised and regulated by the Financial Conduct Authority, under Firm Reference Number 752005.

Chip does not give financial advice and you should not construe this as a personal recommendation.

Please note, the referral bonus is subject to terms and conditions, if we believe you violate our terms of use, we may withhold payment.