Offer at a glance

• Normally, for the Prize Savings Account monthly draw your entries are based off of your average balance at the end of the month.
• But we’re doing an especially large “£500k total prize Draw” in March 2026, and we want to reward people who invest with us with extra entries for this draw. 
• So, if you invest with us you will get 100 extra entries for the March 2026 “£500k” total prize draw for the Prize Savings Account.  
• Simply; 
  
  • Open a Stocks & Shares ISA and/or General Investment Account (GIA) (if you haven’t already);
  • make at least one single deposit of £10+ (this still applies even if you already have an investment balance) into; 
  • one of your investment accounts between 1 March 2026 and 23:59 31 March 2026, and;
  • you will get 100 extra entries for the March 2026 £500k total prize prize draw.

• You will see these entries reflected as “extra entries” on your in-app entry tracker (you can find this in your Prize Savings Account screen in app).

• “Extra entries” are distinct from your “normal entries” which are generated by your average balance. 

‍

When investing, your capital is at risk. The value of your investments can go down as well as up and you may get back less than your original investment. Chip does not provide financial advice.  GIA proceeds are potentially taxable, subject to any annual exemption that may apply. Seccl Custody Limited is the ISA Manager for the Chip Stocks & Shares ISA. Fund management charges apply. ISA limits apply. Invest £20k per tax year. Tax treatment depends on individual circumstances and may be subject to change in the future.

‍

Eligibility criteria (who you need to be)

You need to:

• Be an active Chip user, with;
  
  • an open Prize Savings Account, and; 
  • hold an average balance of at least £10 in the Prize Savings Account as of 31 March 2026, and;
  • not have opted out of the monthly draws for the Prize Saving Account. 
• Meet the standard minimum eligibility criteria to enter the Prize Savings Account monthly draw separately to any extra entries applied - you can’t enter the draw based on extra entries alone. 

‍

Please note:

• Every full £10 of average balance = one entry.
  
  • Due to the average balance calculation, the minimum amount you need to deposit within a given month to secure one entry rises daily from £10 to up to £310 as each month progresses. 
  • Please see how average balance works for more details and the minimum amounts you would need to deposit on any given day of the month to secure an entry, or enter the draw. 

‍

• You will need to deposit enough to have an average balance of £10 to enter the Prize Savings Account March draw. 
  
  • The average balance calculation effectively means that to enter the March draw you will need to deposit more than £10 if depositing later than 1 March 2026. 

‍

How to qualify (what you need to do)

If you don’t already have an open investment account:

• Open an investment savings account (either a GIA or a Stocks & Shares ISA)
• Make a deposit of at least £10 into one of your Chip Investment Account(s)

• between 1 March 2026 and  23:59 31 March 2026.

If you do already have an open investment account:

• Make a deposit of at least £10 into one of your Chip Investment Account(s)
• between 1 March 2026 and  23:59 31 March 2026.

Please note:

• The minimum £10 deposit must be one deposit into one account only (either your GIA or your Stocks & Shares ISA) and cannot be split between them. 
  
  • For example, you won’t qualify if: 
    
    • You deposit £5 into your GIA and £5 into your Stocks & Shares ISA, or;
    • You make 10 deposits of £1 into your Stocks & Shares ISA.
  • You are welcome to deposit more than £10 (and can then split those deposits however you’d like), but to qualify for this promotion you need to make at least one deposit of £10+ into one investment account.

‍

• As long as your minimum £10 deposit is initiated before the  31 March 2026 deadline, you will qualify for the promotion. Note that investment deposits may take a few days to appear in your account. Deposits can go down in value when they settle, but as long as the initial deposit is at least £10, you will be eligible for the offer. 

‍

• Autosaves or recurring deposits can be counted as your £10+ deposit, provided there is at least one individual autosave or recurring deposit of £10+ into one investment account between 1 March 2026 and  23:59 31 March 2026.
  
  • Note, simply scheduling a recurring deposit as part of a “Savings Plan” will not qualify you for the promotion, you will only qualify once the deposit is initiated on the day it’s scheduled.

‍

• Whilst completed ISA transfers can count towards the minimum £10 deposit required to activate this promotion, ISA transfers can take up to several weeks to complete. This means, there may be a risk that any new ISA transfers may not complete before 23:59 31 March 2026.

‍

How and when you’ll be rewarded

• If you meet the standard minimum eligibility criteria and perform the qualifying actions outlined above you will receive 100 extra entries for the March 2026 “£500k” total prize draw for the Prize Savings Account.  

‍

• You will be able to see these displayed as “extra entries” in your in-app “Entry Tracker” for the March 2026 £500k total prize Draw (which updates daily). These are distinct from your usual entries generated by your average balance. 

‍

• As covered in the terms above, you will lose all extra entries you accrue from this offer IF your average balance in the Prize Savings Account is under £10 as of 23:59 31 March 2026. 

‍

• If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to award any bonus entries.

‍