Vote for Chip at the British Bank Awards!

Published on
February 27, 2023
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Vote Chip for Best Personal Finance App at the British Bank Awards 2023...

Voting is now open for this year's British Bank Awards, and we need your help to take home the trophy for another year running!

Last year, Chip won ‘Best Personal Finance App’ at the British Bank Awards, and we’ve not slowed down since then. As we work to build the platform that you want to see, we've continued to listen to the feedback of our community.

We’ve launched brand new savings accounts and a range of new investment funds, made important infrastructure improvements, and reached the milestone of having saved over £1 billion collectively!

Together, we’re building wealth for our generation, and none of it would be possible without you. The British Bank Awards are a celebration not just of Chip, but of our community, and all that we do together.

Voting runs until Tuesday 11 April, and there is also a prize draw, with a cash prize of £1000.

Keep reading to find out how we’re making Chip your wealth app…

Chip Instant Access

The Chip Instant Access is our flagship product, and currently the market leading easy-access savings account* - with our highest ever rate of 3.15% AER (variable). We aim to always offer a highly competitive rate on this account, chasing rates so you don’t have to.

*Market leading as of 27 February 2023, as per Money Saving Expert.

Prize Savings Account

Our premium take on Premium Bonds, the Prize Savings Account will now pay out its largest ever prize pool of £35,000 - including the Grand Prize of £10,000 as well as 1301 smaller prizes on offer*!

We’re bringing prize-paying accounts into the modern era. For example, Premium Bonds users see an average withdrawal time of 6 days… we’ve recorded Prize Savings Accounts withdrawals faster than 6 seconds.

*New prize pool live from the March draw of the Prize Savings Account.

Invest with Chip

We’ve also been tweaking and improving our investment experience, something our users will see completely revamped in the coming months - for example, we relaunched ChipX with 0% platform fees*, giving Chip one of the competitive fixed price Stocks & Shares ISAs in the market.

*ChipX subscription & other fees apply.

Savings Plans

Our Savings Plans also saw an overhaul. In addition to our famous autosaves, automatically setting aside small amounts without you noticing, we also debuted recurring saves. Where you can set up automatic, custom, regularly-occurring deposits into the savings account and/or investment funds of your choice.

What are the British Bank Awards?

The British Bank Awards “are widely recognised as the ultimate symbol of excellence across the banking industry” - screened by a panel of experts, and voted for by you, our customers. The 2022 awards saw 81,000 votes cast.

And of course, last year also saw us win big - taking home the “Best Personal Finance App” award at the British Bank Awards 2022.

We want to continue this momentum, and celebrate the progress we’ve made since then. We’d love your support - as a reminder, you can vote Chip for Best Personal Finance App here, and tell your friends!

Voting closes on Tuesday 11 April.

Tax wrappers: General Investment Account
Build your long-term wealth, free of charge. For those who want great savings accounts, and access to basic investment funds.
Access to leading saving accounts
General Investment Account with a selection of funds
FTSE 100, S&P 500 and BlackRock Mixed Investment Funds (annual platform fee of 0.5%)
Investment Funds managed by BlackRock (annual platform fee of 0.5%)
Prize Savings Account 
Save without feeling it with our award winning AI-powered automatic saving (45p per autosave)
Build wealth yourself and program recurring saves into any account in our new Savings Plans (25p per save)
Get started
Either £4.99 every 28 days (paid annually at £65.05) or £5.99 every 28 days (paid monthly)
Tax wrappers: General Investment Account, Stocks & Shares ISA
One of the most comprehensive wealth management tools on the market. Adds full access to our range of investment funds, with no platform fees in either a GIA or ISA, as well as exclusive access to our Alternative Assets platform.
Zero platform fees
Zero trading fees
Zero withdrawal fees
Additional entries into our Prize Savings Account (TBC)
Stocks & Shares ISA
General investment account with a selection of funds
Access to leading saving accounts
All the investment funds from the basic plan plus: Ethical funds, Commodity funds, thematic funds, Crypto Companies Fund and BlackRock actively managed funds
Unlimited free usage of our AI-powered autosaving and recurring saves
Unlimited withdrawals
Unlimited access to Alternative Assets like whisky, wine and classic car investing
Get started
Chip Wealth
Tax wrappers: General Investment Account, Stocks & Shares ISA, Junior ISA
Build your long-term wealth, at every stage of your life. Access to everything from the previous tiers, we will be looking to add JISAs, managed portfolios and more in the future.
Everything from previous tiers +
More complex investment products, more tax wrappers, managed portfolios, Income Funds and much more
Early access to Alternative Assets like whisky, wine and classic car investing.
For these plans we’ll be working closely with our communities to iron out the details. Get involved in the discussion on the community forum here
The ChipX savings account
Coming 2023
Chip Private Banking
Tax wrappers: Everything from the previous tiers
We’re building an invitation-only Private Banking experience. Supercharge your experience with professional account managers, wealth coaching services, and elite rewards programs for our most exclusive tier.
Everything from previous tiers +
Access to an account manager who helps you get the most out of your accounts
Full, unlimited and premier access to every product, tax wrapper and feature Chip offers
Access to exclusive events and talks with high profile investment experts
Metal membership card that unlocks airport lounges, queue jumps at every UK airport, free Uber upgrades… and much more
Coming 2023