Iframe is blocked. Accept cookies to load it.

By clicking "Accept", you agree to the storing of cookies on your device to enhance site navigation, analyse site usage, and assist in our marketing efforts. View our Privacy Policy for more information.

Earn 4.72% AER (variable tracker)

Smart Cash ISA

Tax-free interest1
Flexible ISA
Easy Access

New customers can earn 4.72% AER (variable tracker) for 12 months3

  • Made up of a 3.50% standard variable rate, plus a 1.22% new customer boost for 12 months.
  • After 12 months, rate reverts to the standard 3.50% AER (variable tracker)
  • Earn interest tax-free1 , paid monthly2

18+, UK tax resident & app only. T&Cs apply. Summary Box

Download app
²If you transfer out or close the Smart Cash ISA you will forfeit any unpaid interest.
1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
Eligible deposits are protected under Financial Services Compensation Scheme up to £120,000.

1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

34.72% AER (variable tracker). Comprised of an underlying standard AER of 3.50% (variable tracker), 3.45% gross (which tracks 0.30% under the Bank of England base rate), plus a 1.22% AER boost applied for 12 months from the day you open the account. Chip account required. The Smart Cash ISA is provided by Chip Financial (Investments) Ltd. ISA limits apply, deposit up to £20k this tax year.

Get the Chip App

Scan the QR code to download the app.

or get a download link via email.

4.6 rating  |  26k+ reviews
Join 500,000+ people build real wealth.
Your download link is in your inbox. Install the app, create your account, and start building wealth!
Oops! Something went wrong while submitting the form.