Planned app maintenance overnight on 20 January 2026

We’re undertaking essential upgrades and improvements.
Guide Summary

We are taking the app offline during the night (10:30pm - 1am) on Tuesday 20 January 2026 to perform essential maintenance.

During this time, you won't be able to open your Chip app to access your account, or make any deposits or withdrawals.

This won’t affect your balance or any pending transactions, and normal service will be resumed early morning on Wednesday 21 January 2026. 

What we’re doing 

We are making some software updates and routine security upgrades. 

We need to temporarily take the app offline to ensure minimal disruption to payments and processes, and we’re working through the night to limit the impact to Chip members.

We’re here to help

If you have any questions, the team will be happy to help. Simply hop into your in-app chat, or drop us a line to hello@getchip.uk

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
4.6 rating 26k reviews

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
4.6 rating 26k reviews

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
4.6 rating 26k reviews

1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.