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your capital is at risk.
We can help.
Get the Chip App
Scan the QR code to download the app.
or get a download link via email.
Your money’s
new companion
Most tools know your age and your salary. Wealth Agent learns what you're building towards, and let’s you know what it’ll take to get there.
Tell it your grand plans
Wealth Agent doesn’t lean on national averages to predict your future wealth. It takes the information we know about you, and what you decide to share about your finances away from Chip.
During your chats together, you can ask it questions, and tell it about all the big life moments you’re saving up for - that house deposit, your eldest’s uni fees, a cruise around the Maldives - and it’ll give you guidance on how to get there.
And, if you like, it can even take actions for you, like setting up Autosaves or recurring deposits to help you get there faster. Charges may apply for autosaves.
'Am I on track for retirement?'
Checked against your own numbers.
"Can you help me set up a life event?"
Tell it what you're saving up for.
"How can I grow my money?"
See what could work for your situation.
Your retirement, mapped out
Wealth Agent’s Projection feature brings your savings, investments, pension, on and off Chip, and plots it all over time. Watch it shift as your numbers change, and see exactly where that leaves your pension at the age you want to stop working.
When investing the value of your assets can go down as well as up. You may get back less than you put in. Forecasts are not a guarantee of future performance.
A few ways it gets you there
Wealth Agent doesn't just tell you where you're headed. Depending on what you need, it can point you to the right account, help you work out what to put away each month, or make your saving automatic.
Chip does not provide financial advice.
Want to know when Wealth Agent is ready?
It's quite not finished yet. We're still building it, testing it and perfecting parts. Leave your email, and we'll tell you the second it's ready.
Register your interest
We're not
finished yet...
Wealth Agent is just the beginning. We're exploring more ways to guide you, and one day, hope to offer regulated financial advice.
Any questions about the Wealth Agent?
Wealth Agent comes from Chip Financial (Investments) Ltd, FCA-authorised and regulated - so it sticks to what that permission covers: information and general guidance, not personal financial advice or recommendations.
Wealth Agent is Chip's conversational AI wealth planning companion. It's not a form or a calculator - it's a conversation that helps you understand where you stand financially and what to do next, and gets smarter about you over time.
ChatGPT can talk to you about money in general. Wealth Agent knows your actual numbers - it's connected to your actual accounts, on Chip - plus, it can act on what it tells you, not just describe it.
Your Wealth Projection is a visual trajectory of your wealth to retirement, combining your Chip data with what you tell us about accounts elsewhere. It updates in real time as you change your plan or add life events.
Life events are the things you're planning for - buying a house, having a baby, retiring early. You can set them up, link the accounts that go with them, and track your progress as you go.
Wealth Agent is free for everyone on Chip. We believe good financial guidance shouldn't be a luxury - it's here to help everyone make the most of their money, not just the people who can afford to pay for advice.