What do I have to do?

Sign up to Chip

After you’ve entered your email above,  download the Chip app. Make sure you do it in next 30 days, and use the same email when you sign up to Chip.

Deposit at least £5,000

Make a deposit of at least £5,000 into your Chip Instant Access Account.

Hold the balance

Lastly, hold at least £5,000 in your account for the next 30 days to qualify for the 0.26% boost.

Why Chip?

Chip is built for you. Powered by our extensive Chip community of over 500,000 users, we’ve built one place for saving and investing that makes building your wealth effortless. Learn more about the Chip app.

All in one app

Competitive rates, monthly prizes and investment funds.

Award-winning AI

Build your savings automatically using our award-winning AI. Charges may apply.

FSCS protected

All our accounts are protected under the FSCS. Subject to eligibility.

What we offer

Meet our savings accounts.

We currently offer three savings accounts, all in one savings app.

Instant Access Account
4.84% AER
Earn a boosted rate of 5.01% AER
Deposit and withdraw instantly.
Deposit up to £1 million.
Instant access
Chip Cash ISA
5.10% AER
Earn 5.10% AER (variable tracker).
Deposit and withdraw instantly.
Earn interest monthly, tax free.
Our Cash ISA
Prize Savings Account
£62k monthly prizes
Win a share of £62.5k in prizes.
Access your money anytime.
Your money is FSCS protected.
Prize draw account

Opening a Chip account takes just a few minutes. No forms, no fuss.

Get StartedGet Started
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1. Download Chip

Head to the App Store or Google Play Store.

2. Create an account

Enter a few details and pass a quick check.

3. You're good to go!

Choose from our range of finance products.

Unlock your boost