Join 400,000+ members on our platform.

We're giving you 0% platform fees for a year 1

Start investing with Chip and you’ll enjoy no platform fees for 12+ months.

1T&Cs and fund management charges apply.

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With investment, your capital is at risk.

You asked. We delivered.

You told us fees hold you back…

We often hear “I’m not sure about fees” when we ask customers “what’s stopping you from investing?”.

That’s why we decided to change that and give you a year’s free trial1 of our investment platform.

No nasty surprises.

Low fees forever

After 31 January 2027 you’ll only be charged 0.25%. Some of the lowest in the market.

We also offer a fixed monthly subscription of £5.99 to keep your platform fee at 0% if you prefer. See T&Cs.

Stocks and Shares ISA
With investment, your capital is at risk.
Trustpilot

While we’re here…

What’s a platform fee, anyway?

Let's talk about fees. Platform fees are industry standard charges you pay to use an investment platform. They’re typically charged as a percentage of your balance, but can also be a flat fee.


With Chip you get a year without them to give investing a try.


Learn more.

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Ready to start your investing journey?

Why Invest with Chip

With investment, your capital is at risk.

Simple, jargon-free investing

Choose from over 40 popular funds by global managers like BlackRock and Vanguard — no need to pick individual stocks or endlessly scroll through thousands of options.

Smart, automatic tools

With our smart auto investing tools you can invest a small amount every four days based on your spending habits, or set-up automatic recurring deposits set up for whatever time works for you.

Manage it all in app

Everything you need is right at your fingertips. You can buy and sell investments, track your performance on interactive graphs without a spreadsheets in sight.

Trusted and regulated

Join the 400,000+ people already saving, investing and building wealth with Chip. Your investments are FCA-regulated and responsibly managed by world-leading asset managers.

Download the Chip app

Get started by downloading the Chip app from the App Store or Google Play.

Invest with confidence.
Invest for free.

Enjoy over a year of 0% platform fees, then some of the lowest fees in the market. T&Cs apply. Standard fund management fees apply.

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Got a question?

We’re here to help. Whether you’re stuck on something or just want to understand how it all works, our team’s on hand with quick, friendly support.

How do I start investing with Chip?
It’s free and easy. You can open an account in minutes and start investing today with our Stocks and Shares ISA.

Plus, if you join before 8 January 2026, you’ll pay 0% platform fees all the way through to 20271.
What’s the catch with the free trial?
There isn’t one. We know fees can feel like a barrier, so we’re giving you a year’s free trial1 of our investment platform. No pressure, no hidden costs - just a chance to try investing with 400,000+ Chip members.
Why should I invest instead of just saving cash?
Cash is good for short-term needs, but investing gives your money the chance to outpace inflation and grow long-term wealth. It’s how you get closer to big goals like buying a home or retiring comfortably.

If you need a kick-start, our investing guides have got you covered.
Isn’t investing risky?
It’s normal to worry about risk. With Chip, you can start small, spread your money across funds, and choose a level of risk you’re comfortable with.

We offer 3 ready-made funds for whatever your risk appetite, or you have the option to create your own portfolio from our range of curated funds.

Remember: inflation is a risk too - over time, it erodes savings that aren’t invested.
What are platform fees?
Platform fees are the standard charges you pay to use an investment platform, usually a percentage of your balance.

With Chip, you’ll pay nothing until 31 January 20271.
What happens after my free trial ends?
After 31 January 2027, Chip’s platform fee is just 0.25% a year - among the lowest in the market. Or, if you prefer, you can pay £5.99 a month to keep your platform fee at 0%.
When’s the best time to start investing?
The best time was yesterday. The next best is today. Even small amounts invested now have more years to grow and compound, so don’t wait around.

1T&Cs and fund management charges apply.
With investment, your capital is at risk.

Still have questions?

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