Terms of Use
Chip Financial Limited - Terms of Use. Updated 02 April 2026.
Please read these terms carefully before using Chip service.
To download our full PDF click here.
(For our previous terms click here)
Our brand new Smart Cash ISA
Make the most of your £20,000 ISA allowance and earn interest tax-free1
Learn more
T&Cs apply, 18+ UK tax resident & app only.
The Smart Cash ISA is provided by Chip Financial (Investments) Ltd. ISA limits apply. Deposit up to £20k this tax year.
1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
Other Funds 2
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FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
our Investing accountsView all
Stocks & Shares ISA
A popular and tax-efficient way to invest.
SIPP
Take control of your pension with flexible investing.
Invest in funds
Funds from the world’s largest asset managers.
All our investment funds
See the funds offered with Chip.
Our Investment FundsView all
.avif)
S&P 500
Vanguard S&P 500 UCITS ETF USD Acc
Physical gold
Invesco Physical Gold ETC USD
Space innovators
VanEck Space Innovators UCITS ETF A USD Acc
FTSE 100
Vanguard FTSE 100 Index Unit Trust GBP Acc
Other funds
When investing, your capital is at risk.
Invest with a Stocks and Shares ISA.
Make the most of your £20,000 ISA allowance and keep all of your returns1.
Learn more
With investments, you capital is at risk.
Seccl Custody Limited is the ISA Manager for the Chip Stocks & Shares ISA. Fund management charges apply. ISA limits apply. Invest £20k per tax year.
1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
1Chip does not provide tax advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
Register your interest for a Chip Pension.
The Self-Invested Personal Pension (SIPP) that knows when you want to retire. With LifePath funds managed by BlackRock. Built around you.
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With investments, you capital is at risk.
The Chip Personal Pension is provided by Chip Financial (Investments) Ltd.
When you pay into a personal pension, your money is usually invested in stocks and shares. The value of these investments can rise or fall, so you might get back less than you put in. Returns aren’t guaranteed.
Pension tax rules may also change in the future, and any tax benefits you receive will depend on your individual circumstances.
When you pay into a personal pension, your money is usually invested in stocks and shares. The value of these investments can rise or fall, so you might get back less than you put in. Returns aren’t guaranteed.
Pension tax rules may also change in the future, and any tax benefits you receive will depend on your individual circumstances.
Other Funds
x
FTSE All-world
HSBC FTSE All-World Index Fund Accumulation C GBP
Semiconductor Fund
Invesco Physical Silver ETC USD
S&P 500 Tech
Vanguard S&P 500 UCITS ETF USD Acc
AI Fund
WisdomTree Artificial Intelligence UCITS ETF USD Acc
NASDAQ 100
iShares NASDAQ 100 UCITS ETF USD Acc
MSCI World
iShares Core MSCI World UCITS ETF USD Acc
China Fund
HSBC MSCI China UCITS ETF USD Acc
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Fraud Protection
Keep your account secure
Change Bank Account
Update your linked account
How to connect your card
Link your card in minutes
How we use open banking
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Support & reasonable adjustments
Support tailored to your needs
Further support
More ways to get support
Further support
More ways to get support
Ready-to-go answers
Need a hand?
We can help.
We can help.
Find quick answers to your questions and detailed guides on making the most of Chip in our Help Centre.
Visit Help Centre
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