Mia from Chip here (second from left).

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January has been a massive month for us, because we crowned our first-ever £250k Grand Prize winner. Her name was Lisa. She cried. I cried. We all cried.

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We invited her to a beautiful countryside hotel near her home in Hampshire, where we let her know she was the lucky winner of our December draw. Having been a loyal Chip user since 2018, Lisa grew her balance over time – building up 6,326 entries along the way.  

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Her words stuck with me:

“I’m proof real people win.”

And honestly, watching her realise it in that moment was something I’ll never forget.

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She told me she’s going to use the money to pay off her mortgage, pay towards her stepdaughter’s wedding, help put her 16-year-old through uni – and even retire early.

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Watch the full reveal video below:

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Lisa’s win was the headline – but she was one of 11,000+ winners in the draw, and nearly 40% of winners had never won before. In fact, 16% of everyone who entered took home a win.

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And if you’re feeling a tiny bit jealous of Lisa (we certainly were), then there’s good news: we’re doing it again!

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We’ll be announcing another £250,000 Grand Prize winner at the end of our £500k March draw (entries close 31 March 2026). T&Cs, eligibility criteria and minimum average balance of £10 apply.‍

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Any entries you earn in our January and February draws also count towards the March £500k one, so keeping money in your Prize Savings Account really does matter.

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Lisa was first, but you could be next. Enter here.

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Thanks,
Mia from Chip

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‍The account and prize draw are offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility). Prizes are not eligible for FSCS protection. FSCS limits of £120,000 apply to eligible deposits per bank. This means deposits held in the Prize Savings Account and any other accounts provided by ClearBank would be eligible for a total of £120,000 of FSCS protection ONLY.