Who is eligible for this offer?

You are eligible if, as of 20 February 2026, you do not have an open Chip Investment Account (either a Stocks & Shares ISA or General Investment Account). You must also have an open Chip Instant Access Account or Prize Savings Account so we have a place to credit your bonus.

How do I claim the £30 bonus?

To secure the bonus, you must open and deposit at least £100 into your Chip investment account and enter the promo code START1 in the ‘Profile’ section of the app under ‘Promos & Referrals’. You must complete both of these actions between 00:00 on 20 February 2026 and 23:59 on 26 February 2026.

Can I split the £100 deposit across different accounts?

Yes, your £100 deposit can be made into any fund or held as uninvested cash, and you can choose to spread this amount across both your General Investment Account (GIA) and Stocks & Shares ISA. As long as the total amount deposited is at least £100, you will qualify.

What if my deposit doesn't land before the deadline?

Investment deposits usually take 1-2 working days to process, though they can take longer. However, provided you initiate your deposit and enter the promo code before the 23:59 deadline on 26 February 2026, you will still qualify for the offer when your funds arrive.

When and where will the bonus be paid?

We will credit the £30 bonus as soon as you meet the criteria. If you have a Prize Savings Account open, the bonus will be paid there by default. If you only have a Chip Instant Access Account, the bonus will be paid into that account instead.

Do I have to buy a fund immediately, or can I just hold cash?

To qualify, you simply need to deposit the £100 into your investment account. You can choose to allocate this to a specific fund immediately, or leave it as ‘uninvested cash’ within your Stocks & Shares ISA or General Investment Account. Both options satisfy the criteria for the bonus.

I opened an investment account a long time ago but never used it. Do I qualify?

No. Even if you opened your investment account months or years ago, you are not eligible.

I have both a General Investment Account and an ISA. Can I get the bonus twice?

No. This offer is capped at one £30 bonus per person. You can split your qualifying £100 deposit across both accounts if you wish, but you will only receive a single reward payment.

What happens if I forget to enter the promo code?

The terms state that you must enter the promo code START1 between the specified dates to qualify. If you deposit the money but fail to enter the code before the deadline of 23:59 on 26 February 2026, we will be unable to pay the bonus.

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