Offer at a glance

• This promotion offers a £30 bonus to eligible customers when they open their first investment account with Chip.
• To receive the bonus, you need to deposit at least £100 into your Chip investment account(s) and enter the promocode ‘START1’ between 20 February 2026 and 23:59 26 February 2026 
• As soon as you meet the criteria, the £30 bonus will be credited to either your Prize Savings Account or your Chip Instant Access Account (depending on which accounts you have open, see below for more details). 
• This bonus is intended to encourage you to open and fund your first investment account with Chip.

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Eligibility criteria (who you need to be)

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• As of 00:00, Friday, 20 February 2026, you need to have: 
  
  • Never opened a Chip investment account(s) before, AND;
  • An open Chip Instant Access Account, and/or Prize Savings Account.

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How to qualify (what you need to do)

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• To get the £30 bonus you must;
  
  • Open a Chip Investment account(s);
  • Deposit at least £100 into any fund or into uninvested cash (this can be spread across both a GIA and Stocks & Shares ISA if you choose);
  • Enter the promo code ‘START1’ in your app’s ‘Promos & Referrals’ section (accessed via the ‘Profile’ tab, or the gift icon in top left of the Chip home screen).  
  • Between 00:00, Friday, 20 February 2026 and 23:59, Thursday 26 February 2026

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• Please note, investment deposits usually process within 1-2 working days, but can take as long as 9 working days to arrive in a destination investment fund. However, provided you initiate your £100+ investment deposit and enter the ‘START1’ promo code before 23:59, Thursday 26 February 2026, you will qualify for this offer as soon as your deposit lands. 

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How and when you’ll be rewarded

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• If you meet the eligibility and qualifying criteria outlined above we will pay a £30 bonus into your Prize Savings Account, or your Chip Instant Access Account as soon as you complete the qualifying actions.
  
  • Note, if you have both a Chip Instant Access Account and Prize Savings Account open, your £30 bonus will be paid into your  Prize Savings Account by default.

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• There is a maximum of one £30 bonus per person.

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• If Chip has grounds to suspect any user, or associated third party of abusing the promotion in any capacity, Chip reserves the right (in its sole discretion) to disqualify any person it reasonably believes to be responsible for, or associated with, such activity and/or refuse to pay any bonus.

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• Any Chip promotion is also subject to the eligibility requirements of a Chip account, which can be found in Section 4 of our Terms of Use. Also see our Privacy Notice for information on how we use your data.

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